퇴직연금 DC형 운용방법 모르고 전환하면 퇴직금이 줄어듭니다.

The types of retirement benefits available in the retirement pension system are the Defined Benefit (DB) and Defined Contribution (DC) types. In the case of the DB type, the payment method is identical to that of statutory severance pay, so the employee bears no responsibility for the management of the funds. In the case of the DC type, the severance pay deposited annually or monthly can result in a higher retirement benefit than if the employee had chosen the DB type, provided they manage the funds themselves and generate returns exceeding the minimum wage increase rate. Through this video, please fully understand the differences between DB and DC retirement benefits and the points to note when switching to DC. #RetirementPension #RetirementPensionConversion #DBType #DCType