The Real Math of Working One More Year (It’s Not What You Think)

"Just one more year, to be safe." I've heard that sentence more times than almost any other in my career. One year becomes two, two becomes five. By the time they finally retire, something has shifted and retirement looks very different. This is the math of working one more year. Both sides of it. We're going to cover: why Mark and Carol (example case) had $2.5 million saved and still couldn't say yes the $600 a month question that changed everything in the room what Carol said when I asked how many good years she and Mark actually had left why Mark realised three of those years were already gone the cost that never shows up on a balance sheet ======================= Work with us → https://www.rootfinancial.com/start-h... Check out our Root Financial Youtube Channel →    / @root_financial   Get access to the retirement software I use and more → https://retirement-planning-academy.m... ======================= 00:00 - The One More Year Trap 00:52 - Run the Numbers (Case Study) 03:26 - Ask the $600 Question 05:00 - Count the Healthy Years 06:42 - The Real Cost 07:20 - Why People Really Stay 08:27 - Build Your Plan ======================= Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation. The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal. Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsements Participation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.