Hype, Hope, or the Spotify of Money with Tony McLaughlin | Fintech Daydreaming S12E01

Season 12 blasts off with Tony McLaughlin – payments visionary, fintech provocateur, and freshly minted CEO of Ubyx. We go deep on stablecoins as the next general-purpose technology, why the legal wrapper matters more than the code, and how the industry’s plumbing – clearing, settlement, trust – will quietly decide the winners. Tony shares why permissionless networks aren’t the enemy of banks, how blockchain skepticism can turn into advocacy, and what it really takes to make digital money work at scale. From “vinyl to Spotify” money analogies to the occasional dad joke detour, it’s part masterclass, part reality check – and a reminder that the future of payments might be closer than your last coffee tap. Episode hosted by Pål Krogdahl & Ville Sointu Episode produced and edited by Fintech Daydreaming Email us on [email protected] Fintech Daydreaming home page - https://www.FintechDaydreaming.com Fintech Daydreaming on Twitter -   / fintechdaydream   Fintech Daydreaming on LinkedIn -   / fintech-daydreaming   Pål Krogdahl -   / krogdahl   Ville Sointu -   / ville-sointu-54682b