How the Top 1% of Retirees Pay Themselves for Life

Schedule a free 15-min call: ➡️https://showrunner.one/r/261e59669d1f Most retirees focus on saving more money. The most successful retirees focus on creating a system that helps them keep more of what they've already built. In this video, we break down several retirement planning strategies commonly used by financially successful retirees, including tax-efficient investing, asset location, Roth conversion planning, healthcare cost preparation, and long-term tax management. You'll learn why retirement success is often determined by what happens after you stop working, not just how much you accumulated before retirement. In this video: • Asset location and tax-efficient investing strategies • The difference between tax-deferred, tax-free, and taxable accounts • Why Roth conversion planning matters in retirement • How required minimum distributions (RMDs) affect future taxes • Retirement tax planning strategies • How healthcare costs impact retirement income planning • Affordable Care Act and Medicare planning considerations • Ways to improve long-term retirement tax efficiency • Common retirement planning mistakes to avoid • Strategies used by financially successful retirees Whether you're approaching retirement or already retired, understanding these concepts may help you make more informed decisions about taxes, income, healthcare costs, and long-term financial planning. - 00:00 - What Successful Retirees Do Differently 00:40 - The First Strategy Most People Overlook 03:15 - A Simple Example With a Big Impact 06:00 - How Top Retirees Think About Taxes 08:22 - The Tax Risks Many People Ignore 10:25 - Planning for Healthcare Before Retirement 12:08 - The Cost Most Early Retirees Underestimate 14:05 - Why Income Planning Comes First 16:02 - Avoiding Expensive Retirement Mistakes 18:35 - The Real Goal of Retirement Planning - I’m Ty Bernicke, CFP® and President of Bernicke Wealth Management. I help people who are within 5 years of retirement make smarter financial decisions so they can retire with confidence. With over 28 years of experience, I share practical strategies to help you reduce taxes, organize your investments for income, and create a sustainable retirement plan. On this channel, you’ll learn about tax-efficient withdrawals, retirement income strategies, healthcare planning, and how to avoid the most common mistakes retirees make. My goal is simple: give you clear, actionable advice to help you make the most of your retirement years. If you’re serious about getting retirement right, you’re in the right place. - DISCLAIMER: Third-party rankings and recognition from rating services or publications are no guarantee of future investment success. Working with a highly rated advisor does not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor or by any client nor are they representative of any one client’s evaluation. Generally, ratings, rankings and recognition are base on information prepared and submitted by the advisor. Unless otherwise noted no fee was paid for consideration of any ranking or award. A more thorough disclosure of the criteria used in making these rankings is attached or is available by clicking on this link. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. The economic forecasts set forth in this material may not develop. Advisory products and services offered by Investment Advisory Representatives through Bernicke Wealth Management, a Registered Investment Advisor. Securities offered by Registered Representatives through Private Client Services, Member FINRA/SIPC. Private Client Services and Bernicke Wealth Management are unaffiliated entities. Bernicke Wealth Management and Private Client Services do not offer legal or tax advice. Always consult a legal or tax professional regarding your specific situation. Individuals showing a CFP® designation hold an active CERTIFIED FINANCIAL PLANNER™ certification. To earn the CFP® designation, the individual had to complete an approved educational program, pass a rigorous examination and meet stringent experience requirements. Designation holders also adhere to a professional Code of Ethics and fulfill annual continuing education requirements to remain aware of current planning strategies and financial trends. You can find more information about this designation at CERTIFIED FINANCIAL PLANNER™ (CFP®) Certification. #retirementplanning #retirementincome #financialplanning