Cartão Wise 2026 - Como Funciona, Taxas, IOF e Como Usar na Viagem Internacional

Wise Card 2026 - How it Works, Fees, IOF and How to Use it on International Travel. Open your Account: https://wise.prf.hn/l/0M489QY/ Get your first transfer (up to 500.0 GBP) without paying a fee. In this video, we show you step-by-step how to open a Wise account, order the Wise international card, convert currencies, send money abroad, and use the global account during an international trip. We also explain Wise's fees in 2026, exchange rate spread, withdrawals, payments abroad, and whether Wise is worthwhile for storing balances in dollars, euros, and other currencies. If you are looking for a complete tutorial on Wise and want to know how to save money on your next international trip, this guide will help you make the most of all the platform's features. *Investments may fluctuate. The 1.1% IOF is applied to the conversion from BRL to an invested balance. Rende+ is offered by Wise Assets UK Ltd., in partnership with Genial. ______________________________ #wisepartner #advertising In this video you will see: 00:00 - Introduction 00:53 - What is Wise and how does it work? 02:25 - How to open a Wise account (step-by-step + benefits) 04:12 - How to order a Wise card (physical and digital) 05:49 - How to add money to Wise (Pix) 07:48 - How to add currency / multi-currency Wise account 08:56 - How to convert money on Wise (exchange rate and fees) 11:04 - Wise 2026 fees: IOF and updated spread 13:38 - How to use Wise on international trips 16:15 - Withdrawing money with the Wise card abroad (how to do it) 17:03 - Wise withdrawal fee: how much does it cost to withdraw 18:34 - How to use the Wise card for online purchases 19:10 - How to set up and Managing your Wise card 20:17 - How to find fee-free ATMs abroad 21:32 - Wise Earn+: how to pay less IOF and make your money grow 22:54 - Wise automatic conversion: how it works 23:25 - Wise shared account (group payment) 24:04 - How to split expenses on Wise 25:08 - Is Wise worth it in 2026? Conclusion If you travel or plan to travel abroad, understanding how to use Wise can help you save a lot on fees and have more convenience in your daily life. Watch until the end to avoid common mistakes that can make you pay more! SUBSCRIBE TO THE CHANNEL =D Follow Três on Instagram: @tresviagens https://bit.ly/instagramtresviagens Follow Três on TikTok: @tresviagens https://bit.ly/tiktoktresviagens Business contact: [email protected] We are Diego, Thais, and Luísa, a family of travelers. Exploring the world has always been part of our plans, and with the arrival of our youngest member, our desire to create memories and discover new places has intensified even further.