I RETIRED AT 46 with 20+ years of federal service..... heres what hit me

Retirement sounds like the dream, but what happens when you actually get there? I retired at 46 after 20 + years of federal service: military, U.S. Public Health Service, and the federal prison system and I'm sharing everything nobody told me: the fear, the loss of structure, and why doing nothing in retirement might be the worst thing you can do for your health.