Existe dívida boa ou dívida ruim?

Is all debt bad? Not exactly. In this episode of Rota Financeira, you'll understand the difference between good debt and bad debt—and why the problem isn't just in being in debt, but in the type of debt you take on. Credit cards, overdrafts, impulse loans, and installment purchases can become a trap when they finance unplanned consumption. But credit can also be a powerful tool when used to build wealth, invest in training, start a business, or generate income. We also explain how a consortium, when used strategically, can help in the purchase of real estate, work vehicles, and wealth building. In the end, the question is simple: is this debt building your future or just anticipating consumption you couldn't afford today? Watch until the end and learn how to use credit intelligently.