I Ran the Numbers on 10 Years of Rent vs Buy — Here's What I Found

Renting vs buying a house is one of the most debated topics in personal finance, homeownership, and real estate investing. If you're wondering whether you should rent, buy a home, build equity, or focus on long-term wealth building, this video breaks down the real numbers behind both strategies using a 10-year comparison. I've rented. I've owned homes. I've owned rental properties. And after more than 20 years in real estate, I wanted to compare both paths using actual numbers instead of opinions. You don't need perfect credit. You don't need a massive down payment. And you don't need to blindly follow conventional advice. This video will help you understand the true financial impact of renting versus buying so you can make a better decision based on your goals. 🏆 Sponsored by Baselane Manage your real estate finances, track your assets, liabilities, equity, rent collection, banking, and bookkeeping all in one place. 👉 Get started here: https://DealProAcademy.com/baselane Apply for Mentorship: https://DealProCoaching.com Join My Skool Community: https://dealproacademy.com/community In this video, you'll learn: • The pros and cons of renting • The pros and cons of homeownership • How rent increases affect long-term costs • How appreciation and mortgage paydown build equity • What happens financially after 10 years of renting vs buying • Why I bought rental properties before buying my own home 👉 The goal isn't just buying a house. The goal is building wealth and creating financial freedom. If you want help getting started in real estate or building your first property portfolio: 👉 Set up a consult here: https://DealProCoaching.com ⬇️ RESOURCES ⬇️ 📲 Connect with Jamel: https://linktr.ee/jamelgibbs 💬 QUESTION FOR YOU: If you were starting over today, would you rent, buy a home, or focus on buying rental properties first? 🎯 CHAPTERS 00:00 Intro 00:46 Benefits of Renting 03:03 The Biggest Downside of Renting 04:35 Baselane Sponsor 05:56 Why People Say Rent Is Throwing Money Away 10:12 Why Some People Say Buying Is a Bad Investment 13:31 Rent vs Buy: The 10-Year Comparison 15:04 Renting Results After 10 Years 16:03 Buying Results After 10 Years 16:54 The Real Benefit of Ownership 17:46 Buy a Liability or an Asset First? 18:05 Why I Bought Rental Properties First 19:13 Final Thoughts 📢 Earnings Disclaimer: Results vary based on effort, market conditions, financing terms, appreciation rates, and execution. This video is for educational purposes only and should not be considered financial, legal, tax, or investment advice. 📎 Affiliate Disclosure: Some links may be affiliate links. I may earn a commission at no additional cost to you. #RentVsBuy #HomeOwnership #RealEstateInvesting