The Worst $9,000 I Never Spent — Why I Cancelled Medicare Part B

I cancelled my Medicare Part B before I moved to the Philippines — and after 4 years, here's what that decision actually looked like. I was paying $170 a month for insurance I couldn't use overseas. Instead of letting that money disappear, I saved it. Nearly $9,000 in over 4 years — now sitting as my emergency medical fund right here in Dumaguete. In this video I walk you through my full strategy: Phil Health at $24 a month, a 2 million peso cash reserve (~$40K USD) for catastrophic emergencies, annual wellness physicals at Silamont Hospital, and the real story of what happens to expats who show up here with no plan at all. I also cover the Guam option — for those who want to keep their Medicare coverage and still live abroad. This isn't advice — it's what I did, why I did it, and the research that backed it up. If you're thinking about retiring in the Philippines and wrestling with the Medicare Part B question, this is the honest conversation you need to have. ✅ Share your experiences in the comments! 🔔 Don’t forget to subscribe for more honest expat advice. 👉 Subscribe for more real talk about retirement abroad, expat life, and dating overseas. Thank you for your support BUY ME A COFFEE https://buymeacoffee.com/mikesphiliX PayPal https://paypal.me/MikesPhilippine Join our channel to get access to perks:    / @mikesphilippineretirement   Privacy Notice 🌟 Thank you for being part of this channel! We sometimes capture video or audio in public spaces here in the Philippines. We always aim to respect everyone’s privacy and do our best to blur or mask faces, especially children and bystanders. If you happen to appear in any of our videos and you'd like us to make changes, please feel free to reach out anytime at mikesphilippineretirement@.gmail.com We’re happy to help! We appreciate your support and understanding as we share stories and experiences from our journey. HEIDI CAJES- C&G CONSULTING VISA AND SRRV / 13A INFO https://cgconsulting.ph/mike HOW TO GET YOUR MAIL BACK HOME CHECK OUT iPostal1 The Complete Digital Mailbox a href="https://ipostal1.com/?ref=3647" target="_blank" AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe FACEBOOK Check out my Facebook page Mikes Philippine Retirement https://www.facebook.com/profile.php?... EMAIL MY E MAIL ADDRESS FOR YOUR QUESTIONS OR COMMENTS [email protected]