🔴 NOVAS REGRAS DO CONSIGNADO INSS VALEM HOJE — VEJA O PASSO A PASSO DO QUE FAZER AGORA
🚨 NEW INSS CONSIGNMENT LOAN RULES ARE IN EFFECT TODAY — AND YOU NEED TO KNOW WHAT TO DO IN YOUR CASE! Retirees and pensioners, pay attention: last week the government changed EVERYTHING regarding consignment loans. The margin dropped to 40%, the term increased to 108 months, facial biometrics became mandatory, telephone contracting ended, and RMC and RCC cards are being phased out. But what NO ONE is explaining to you is: what ACTION do YOU need to take NOW, depending on your case? Today Dayvidson opens 5 retiree PROFILES and gives you a practical step-by-step guide for each one. IT DOESN'T MATTER if you ALREADY HAVE a consignment loan, if you ARE AT THE LIMIT, if you NEVER took one out, or if you HAVE an RMC and RCC card — this video is for you. 🎯 IN THIS VIDEO YOU WILL LEARN: ✅ Recap of the 5 changes to payroll loans in 90 seconds ✅ PROFILE 1 — Those who ALREADY HAVE RMC and RCC cards — what to do ✅ PROFILE 2 — Those who HAVE a regular payroll loan ✅ PROFILE 3 — Those who WANT to get a new payroll loan now ✅ PROFILE 4 — Those who ARE AT THE LIMIT / exceeded margin ✅ PROFILE 5 — Those who have NEVER taken out a payroll loan ✅ Why OLD RMC/RCC contracts continue until 2029 ✅ How to check your statement TODAY on Meu INSS (13th salary bonus tomorrow) ✅ THE FATAL MISTAKE — taking out a 108-month loan without comparing CET (Total Effective Cost) ✅ Anti-scam "broker who releases margin" ⏰ CHAPTERS: 00:00 Opening - Why this video is different 00:30 The 5 changes to payroll loans in 90 seconds 02:00 PROFILE 1 - Do you HAVE an RMC or RCC card TODAY? 02:30 Old contracts continue until 2029 03:30 How to question card abuses 04:30 PROFILE 2 - Have a regular payroll loan 05:30 PROFILE 3 - Want to get a payroll loan NOW? 06:00 The 5 steps through Meu INSS (My INSS) 06:30 The 5 days of biometrics 07:00 PROFILE 4 - Exceeded margin 07:30 Why you WON'T be negatively impacted 08:00 The way out through portability for 108 months 08:30 PROFILE 5 - Never taken out a payroll loan 09:30 Hook: 13th salary arrives tomorrow - check your statement 10:30 ⚠️ FATAL ERROR - 108 months without comparing CET 11:30 Anti-fraud - "margin broker" 12:30 Summary of action by profile 13:30 Next steps 14:00 Closing and CTA 🔍 COMMON SEARCHES: new INSS payroll loan rules what to do, INSS payroll loan step by step 2026, I have RMC and RCC what to do, old RMC RCC contract until 2029, payroll loan card when does it end, RMC RCC will end in 2029, 40 percent INSS payroll loan margin, how to get a new INSS payroll loan, biometrics for Meu INSS payroll loan step by step, 5 days to confirm INSS payroll loan, INSS exceeded margin what to do, payroll loan portability 108 months, old contracts preserved MP 1355, Law 15327 new rules, new Brazil payroll loan development, how to know if I have an RMC card INSS, end of the payroll loan card date, 108-month payroll loan simulator, RMC RCC double refund in court, 13th salary second installment in May, My INSS payroll loan statement ⚠️ ANTI-SCAM WARNING: 🚫 INSS is FREE! NEVER pay a fee to release margin or card, NEVER ask for password by phone, NEVER send a link on WhatsApp. 🚫 Beware of "agents" who promise to release margin or cancel cards. The only way is through a bank or the courts. 🚫 DO NOT contract a payroll loan by phone or power of attorney. Law 15.327/2026 PROHIBITS IT. 🚫 You can do facial biometrics YOURSELF through My INSS in up to 5 days. ✅ Do you have an old RMC or RCC card? Deductions continue until it is paid off (or until 2029). You can challenge it in court in case of abuse. 📰 LEGAL BASIS AND OFFICIAL SOURCES: 📰 Provisional Measure 1,355/2026 — signed by Lula on 04/05/2026 📰 Provisional Measure 1,355 Art. 23 — amends Law 10,820/2003 (40% margin) 📰 Provisional Measure 1,355 §5º-C — RMC and RCC extinguished on 01/01/2029 📰 Provisional Measure 1,355 §5º-F — old contracts preserved 📰 Law No. 15,327/2026 — sanctioned on 06/01/2026 📰 IN PRES/INSS No. 204 — 04/05/2026 📰 TCU Ruling 1,094/2026 — suspended RMC/RCC 📰 Art. 42 CDC + STJ Precedent 479 — Double refund 📰 Sources: gov.br/inss 📲 INSTAGRAM: @corban_dayvidson 👉 / corban_dayvidson 📲 WHATSAPP GROUP: 👉 https://chat.whatsapp.com/Edr9m8s8Z8X... 🔔 TURN ON THE NOTIFICATIONS so you don't miss any INSS news in 2026! #GoodDealINSS #DayvidsonExplains #INSS #INSSLoan #NewLoanRules #INSS2026 #MP1355 #Law15327 #StepByStep #INSSRetiree #INSSPensioner #INSSToday #EndRMC #EndRCC #INSSBiometrics #108Months #MyINSS #INSSPortability 🎙️ New to streaming or looking to improve? Check out StreamYard and get $10 off! 😍 https://streamyard.com/pal/d/45069746...

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