New Housing Bill Bans Investors? Here's What You Need to Know

The San Diego housing market just got hit with the biggest housing law in decades — and the part everyone's cheering, the ban on big investors, barely touches us here. I break down the new 21st Century ROAD to Housing Act, this week's mortgage rates, the Fed's July hold, and the one buried provision that could actually change how homes get built in San Diego. New market breakdowns every week → Subscribe so you don't miss it. 📌 WHAT'S COVERED: I walk through why the 350-home investor cap makes a great headline but does almost nothing for the San Diego housing market, where a million-dollar median never made sense for the big institutional buyers anyway. I cover where mortgage rates actually sit right now — mid-6s on conventional, with FHA and VA running lower — plus what the Fed's July hold and sticky inflation mean for buyers. Then I get into the piece nobody's talking about: the manufactured-housing and pre-approved-design reforms that could cut the cost and timeline of building here, if California and San Diego are willing to get out of the way. 🏠 WHO THIS IS FOR: If you're thinking about buying in San Diego, this tells you why not to wait around for this law to crack the market open for you. And if you own a lot or you're weighing an ADU or manufactured unit, this is the piece of the law worth watching. 📝 My Preferred Lender, Matt Kish Movement Mortgage 📱 909-434-7091 📨 [email protected] Want to CONNECT with me Direclty? 📱 Call or Text: 619-829-2908 📨 Email: [email protected] 📅 Scheduler: https://bit.ly/SchedulewithKarl 💵 Looking for a High Yield Savings Account? Here is the one I use. My affiliate link: https://ally.com/referral?code=7Z7S2B... 💵Do you pay rent? Here is how you can HACK your rent payments for future rent credits or travel/vacations. It's call the BILT reward credit Card. Check out my affiliate link at: https://bilt.page/r/IQVI-PK5I Let's connect on social! Tik Tok: ➡︎ / KarlSanDiego IG: ➡︎ / KarlKyler YT: ➡︎ @KARLisMyRealtor As always, Karl Kyler Your San Diego Realtor DRE 01439839 Exp Realty of Southern California Inc ⏰ Timecodes ⏰ 00:00 Intro