Cómo EVALÚAN LOS BANCOS para OTORGAR un CRÉDITO a las Pyme | Analista de Créditos

💼 Credit Evaluation Course for Medium-Sized Businesses, designed for credit analysts in banks, financial institutions, commercial enterprises, and businesses that extend credit to their clients: https://www.angelacastaneda.net/creditos 💻 Financial Statement Interpretation and Analysis Course for Beginners and Non-Financial Professionals: https://www.angelacastaneda.net/curso 💵 Master Your Company's Cash Flow Course: https://www.angelacastaneda.net/cashflow FREE RESOURCES: 📕 Ebook: Introduction to Credit Evaluation, exclusive content for Credit Analysts: https://angelacastaneda.net/ebook-cre... MY SOCIAL MEDIA: LinkedIn: www.linkedin.com/in/angela-castaneda-arce YouTube:    / angelacastañeda   === Understanding this process is important to prevent fraud and reduce the likelihood of default. In this master class you will learn: 1. The step-by-step credit process 2. How to conduct a credit analysis 3. How to decide whether or not to grant credit to a potential client. 👉 Download the presentation here https://bit.ly/3AQEwgz Index: 01:24 Introduction 01:37 The Problem in Micro and Small Enterprises 02:34 Credit Technology 03:44 The Process of a Micro and Small Enterprise Loan Application 04:15 STEP 1 Desk Review 07:01 STEP 2 Field Visit 08:14 STEP 3 Qualitative Analysis - How to Measure Willingness to Pay 08:25 Credit History 09:48 Business Experience 10:49 Related Individuals 12:35 Personal References 14:29 Business References 15:39 Housing 16:30 Business 17:48 Family Environment 18:53 Economic Group 20:13 STEP 4 Quantitative Analysis - How to Measure Repayment Capacity 21:28 STEP 5 Credit Committee