Daniel Firmato: Apostas Online, Vulnerabilidade e o Direito que Falta | Defensoria, FUMEC, BRASILCON

Daniel Firmato de Almeida Glória is the Coordinator of the Specialized Consumer Public Defender's Office in Minas Gerais, holds a PhD in Economic Law from UFMG, is a professor at FUMEC, and director of BRASILCON. But before all that, in the 1990s, he was part of a small group of jurists in Belo Horizonte who met to read cases—not summaries, but entire cases. It was there that the method we now call UNMANI began to take shape. Thirty years later, Daniel returns to the podcast to do what he learned there: read a case before it becomes a category. The case is that of a civil engineer who lost R$ 43,000 in twenty-seven minutes in an online roulette game. Subsequent diagnosis: gambling addiction. The platform responded that the amounts were "compatible with his financial capacity." Around this case, Daniel explains how the Public Defender's Office operates, how it translates research into intervention, how BRASILCON builds a collective position, and why the regulation of gambling needs to be preventive—not reactive. The conversation traverses territories that few legal scholars explore together. The Consumer Protection Agency on Guajajaras Street in the 1990s. The "annoyance industry" that captures the consumer through exhaustion. The two-faced "Janus" of payroll-deducted loans. The difference between using CASE STUDIES in undergraduate and master's programs. The analogy with smoking. The prediction market as the next frontier. And a question that defines the method: how to teach vulnerability and autonomy as productive tension, not as a false dilemma. Finally, Daniel presents the article published with Carlos Antônio Sarmento, Juliano Carneiro Veiga, and Marlon Lupercínio dos Santos in the Consumer Law Review — "Online sports betting and the prevention of over-indebtedness: first impressions." The title is thoughtful. The content, mature. This is how serious legal research enters the world: with the phenomenon, not after it. 🎧 Full chapters in the index below. 🌐 unmani.com.br — CASE STUDIES, POD.UN, and weekly guided meditations for mediators and conflict professionals. 📚 Article by Daniel: "Online sports betting and the prevention of over-indebtedness: first impressions". Consumer Law Review, vol. 157, year 34, Jan./Feb. 2025, pp. 143-164. INDEX 00:00 Why online betting regulation needs to be preventative 02:00 Who is Daniel Firmato: Public Defender's Office, FUMEC and BRASILCON 05:13 "Facts are more important than law": a method from the 90s 14:04 Public Consumer Defender's Office: the institution that transforms 19:25 BRASILCON, Cláudia Lima Marques and the 35 years of the Magazine 26:18 Payroll loan: the two-faced "Janus" of low interest rates 33:30 CASE STUDIES in the classroom: undergraduate vs. master's degree 36:43 The case: engineer loses R$ 43,000 in 27 minutes at a roulette table 43:40 Biometrics, accounts for scams and bets: where legal technique fails 48:11 Betting, suicide and gambling addiction: the urgency of regulation 49:31 The next frontier for the consumer: the prediction market 52:06 Vulnerability vs. Autonomy and the Analogy with Smoking 59:14 Article in the Consumer Law Journal: "First Impressions" 1:06:40 POD.UN Notices: Case Review, CASOTECA and UNMANI Presence HASHTAGS #ConsumerLaw #OnlineBetting #Bets #PublicDefender #BRASILCON #Overindebtedness #FUMEC #PODUN #UNMANI #Casoteca