Почему капитал важнее, чем доход | Как создать капитал

🚀 Register for the free seminar "7 Secrets of the Millionaires Club" → https://fin-1.com/mk?utm_medium=group... 📖 Download the free book "The Cure for Financial Stress" → https://fin-1.com/book?utm_medium=gro... 😎 Subscribe to my channel in Telegram → https://t.me/ei_temchenko Why capital is more important than income. In this video, we will analyze what capital is and what income is. Why even if a person has a large #income, but no capital, he cannot be called rich. Let's talk about how to manage money in order to create #capital. After all, you can live on interest from capital and have passive income. And capital is not necessarily #billion rubles, and capital can be a small amount, but which will save in case of any difficulties in life. Such a small capital, a kind of financial safety cushion is important for every person. #finance #money #financialliteracy 00:05 What is capital and income 03:10 Why is capital important 05:04 How to accumulate capital If this video was useful to you, pass it on to your friends. Subscribe to our channel: https://www.youtube.com/subscription_... My personal website► http://temchenko.ru My Millionaires Club► http://klub1000000.ru Online course "Financial reboot"► https://goo.gl/PzVERs Watch even more videos: Financial literacy    • ФИНАНСОВАЯ ГРАМОТНОСТЬ   Personal growth    • ЛИЧНОСТНЫЙ РОСТ   Business success    • БИЗНЕС УСПЕХ   The Millionaire Mindset    • МЫШЛЕНИЕ МИЛЛИОНЕРА   #maximtemchenko #millionaireclub A little about me: Today I am an investor, a trainer, an author of training programs, a business owner, the creator of the international franchise "Millionaires Club", which unites 27 cities in 5 countries, etc. Let's first figure out what capital is and what income is. Income is, in general, money that comes to you, well, there, monthly. That's income, right? Yes, income, monthly, or annual, or quarterly, in general, income. Capital is the money that you have available. So, in this case, why is capital, the money that you have available, more important than income? It's very simple, because if you have income, it doesn't mean that you have money. That is, if you have income, then most likely you have an expense that eats up this income. That is, it turns out that income does not guarantee that you have money. I call these "formulas", "poverty formula #1", "poverty formula #2", this is in more detail in my books, or in other videos. And capital is what you have left, what accumulates, forms. Well, for example, you've probably heard about the richest people on the planet: Warren Buffett - $90 billion in capital, that is, this is the money that he has at his disposal; Bill Gates is the richest man in the world, he also has about $95 billion of what? - capital, actually. And so on, etc., etc. In general, capital is the money that is at your disposal. What does capital generally give you? Capital gives you two things: the first thing is...you can live on capital, well, that is, on the savings themselves. Let's say you have billions of dollars. You can live your way of life, not just your usual way of life, but, well, practically any way of life, for a whole year, oh, what a year, your whole life and not even have time to spend this money. That is, it turns out that you can live on capital. But there is a more interesting thing, you can live on the interest from the capital. Well, for example, you have a billion dollars. You invest, or simply put it in different places at 5% per annum. And 5% per annum from a billion dollars is 50 million dollars a year. 50 million dollars a year is 4 million dollars a month. That is, having, for example, capital of 1 billion dollars, you can live on 4 million dollars a month only on interest, and the capital will remain. It is clear that now, like, "Maxim, can you give me some simpler numbers, let's say, closer to people, closer to reality." Yes, okay. Let's say 100 million rubles, I won't take a billion dollars, 100 million rubles. 5% of 100 million rubles is 5 million rubles a year. 5 million rubles a year is 400 thousand rubles a month. In principle, you can really live on 400 thousand rubles a month, well, in fact, if you look closely. You can live on 400 thousand rubles a month, practically, well, anywhere on this planet. That's all, that's what 100 million rubles are. That's such simple mathematics, that's why capital is so important. Well, okay, let's get even closer to people, even more, so to speak, down to earth.