🏠Should You Buy or Sell Right Now? | Ontario Housing Market & Mortgage Update (July 2026)

Should you buy now or wait? Are home prices still dropping? What do the latest Bank of Canada interest rate decisions mean for homeowners and buyers? In this episode of 30 with Justin & Karen, I sit down with mortgage expert Jivan Sanghera of Circle Mortgage Group to answer the biggest questions Canadians are asking about today's housing market. In this Q&A, we cover: Bank of Canada interest rate update Fixed vs. variable mortgages Ontario housing market outlook Why some homes sell in 45 days while others sit on the market Mortgage renewals and how to save money Should you sell before you buy? Is now a good time to invest in real estate? What buyers and sellers need to know right now Whether you're buying your first home, selling your current property, renewing your mortgage, or simply trying to understand where the market is heading, this conversation is packed with practical advice. 💬 Have a question you'd like us to answer in a future episode? Leave it in the comments below. 👍 If you found this helpful, please Like, Subscribe, and share this video with someone who's thinking about making a move.