⚠️ SELIC SUBIU PARA 5,25% E A INFLAÇÃO DISPAROU! Veja onde investir o seu dinheiro agora

LINKS TO OPEN AN ACCOUNT WITH SOME BROKERS, DIGITAL BANKS AND PAYMENT ACCOUNTS THAT I USE: ✅ CORRETORA RICO (Android app): https://bit.ly/3zOuL13 ✅ CORRETORA RICO (iPhone app): https://bit.ly/2SZIO37 ✅ BANCO SOFISA DIRETO: https://bit.ly/3hkY9n1 (enter the code AVW1076454 when opening the account, invest R$1,000.00 within 30 days of opening the account and get a R$50 bonus - PROMOTION VALID FOR A LIMITED TIME) ✅ PAGBANK ACCOUNT: https://bit.ly/35xaXl2 ✅ NOMAD ACCOUNT (investments in the USA): Open your account by clicking this link https://nomad.onelink.me/wIQT/fonteda... , use the coupon code FONTEDAFORTUNA15 when opening your account, invest at least 100 dollars within 15 days of opening your account in any of Nomad's investment portfolios and get a 15 dollar bonus - PROMOTION VALID FOR A LIMITED TIME) The SELIC rate rose to 5.25% per year and the CDI to 5.15% per year. But inflation (IPCA) is at 6.79% per year (expected for 2021). In this scenario, how can you protect your money from inflation? Is investing in Fixed Income worth it? What will be the real profitability (after inflation is discounted) of the following Fixed Income investments recommended for the Emergency Fund: Savings, Treasury Selic, DI Funds, CDB 100% CDI, Remunerated Accounts at 100% of the CDI (such as Nubank), Picpay at 130% CDI and CDB that pays 200% CDI (such as PagBank)? In this video, I show exactly what the real profitability of all these Fixed Income investments will be, making real calculations. Unfortunately, all of these more conservative Fixed Income investments have negative profitability at the moment (except for the 200% CDI CDB). But there is no way to escape, your Emergency Reserve should be in one of the following investments: 1) Tesouro Selic 2) DI Funds with zero administration fees 3) CDB 100% CDI 4) Interest-bearing accounts at at least 100% CDI (like Nubank) 5) PicPay Interest-bearing Account at 130% CDI 6) CDBs 200% CDI (as long as it has daily liquidity like PagBank and others) After forming the Emergency Reserve, there are other options in Fixed Income that are much better and will protect your money from Inflation, such as Tesouro IPCA+ and CDBs indexed to IPCA and LCI/LCA indexed to IPCA. However, these are longer-term investments. In the case of the IPCA+ Treasury, if you make an early withdrawal you may even lose money, and in the case of CDBs indexed to the IPCA and LCI/LCA indexed to the IPCA, it is usually not possible to make an early withdrawal. And you, where are you investing your money? Leave your comment! ✅ FOLLOW FONTE DA FORTUNA: 📺 YOUTUBE:    / fontedafortuna   📷 INSTAGRAM:   / fontedafortuna   🌐 WEBSITE: https://fontedafortuna.com 🐤TWITTER:   / fontedafortuna1   💻FACEBOOK:   / fontedafortuna   ✉️ NEWSLETTER (register your email): https://bit.ly/2QqPe4l 📨 BUSINESS CONTACT: [email protected] ⚠️ ATTENTION: This video is NOT an investment recommendation. The goal of the Fonte da Fortuna channel is to promote financial education and provide information on finance, investments, and the economy. The financial assets mentioned in the videos are for educational purposes only and should NOT be interpreted as a recommendation to buy or sell. #SELIC #INFLATION #FIXEDINCOME