Dana SAL Rp281 Triliun Belum Dorong UMKM? Simak Analisis Kepala Ekonom Bank Permata

JAKARTA, KOMPAS.TV - Permata Bank Chief Economist, Josua Pardede, believes that the reassignment of Rp281 trillion in Surplus Budget Balance (SAL) funds to Himbara banks can strengthen banking liquidity and maintain credit distribution. However, he cautioned that liquidity transmission to the real sector does not occur automatically. According to him, credit growth is still dominated by the corporate segment, while MSME loans have not shown significant improvement. Josua also emphasized that SAL funds are the state's fiscal reserves, so their use should not be normalized solely to support banking liquidity. He encouraged the government to establish clear success indicators, increase transparency, and ensure that fiscal policies truly impact the productive sector, create jobs, and achieve quality economic growth. #mintrikuangan #mkm #purbaya Friends of Kompas TV Kediri! Don't forget to like, comment, and subscribe to the Kompas TV Kediri YouTube channel. Also, activate the notification bell to stay updated on the latest issues in Indonesia. Don't miss Kompas TV's 24/7 live streaming at https://www.kompas.tv/live.