Onde SOBRA mais dinheiro? Fiz as contas entre Suíça e Irlanda.

🇨🇭 Everything you need to make your move to Switzerland happen: https://www.euvetia.ch --- In this video, I compare Switzerland vs. Ireland: two strong countries, but with significant differences in salary, rent, language, taxes, and quality of life. The idea is to give you a realistic overview to make a more strategic decision—and not just based on "high salary." Ireland stands out because the minimum wage exceeds R$12,000, while Switzerland doesn't have a federal minimum wage (some cantons do). But here we go beyond the minimum and look at what really matters: how much you can earn and, most importantly, how much is left over. In terms of salaries, Ireland had an average of EUR 4,085/month and a median of EUR 3,167/month in 2024. In Switzerland, the median for 2024 was CHF 7,024/month, almost double—and this changes the whole calculation when fixed costs are factored in. When it comes to rent, Ireland is a tough choice: even with lower earnings, rent doesn't drop "proportionally." I compare figures from Dublin and other regions with Swiss averages by canton (such as Zurich, Zug, Ticino, and Jura) to show how different the impact on the budget is. Besides price, there's the housing stock. At the end of 2025, Ireland had approximately 1,901 properties for rent nationwide, which is very little. In Switzerland, the official vacancy rate in June 2025 was 1%, with 48,455 properties available, and even then with significant regional differences. Speaking of region: vacancy varies greatly within Switzerland. In Zurich it's much tighter, while in Ticino it tends to be more flexible—and this tends to be reflected both in the difficulty of finding a property and in the price. To get the job that pays that rent, language is essential. In Ireland, the dominant language is English; In Switzerland, the reality is that there are four official languages, and in practice, learning a local language generally greatly increases your chances. Regarding unemployment rates, both countries are similar and at a healthy level (Ireland ~4.5%, Switzerland ~4.3%). I also bring up the relevant aspect for immigration: how these numbers change when we look at foreigners. To measure "how much is left over," I use a very direct indicator: household savings. The OECD shows Switzerland with a much higher rate than Ireland, which helps explain why, on average, people tend to breathe easier here. I also explain why indicators like Ireland's GDP/GDP can seem "magical" (multinational hub) and why the country uses Modified GNI extensively. This avoids incorrect conclusions when someone only looks at rankings and GDP per capita. In terms of investments and taxes, the difference is stark: in Switzerland, private investors generally have 0% capital gains tax, while in Ireland the general rule is 33%. Regarding dividends, I show why Ireland is tax-intensive and how this affects those who want to build passive income. To complete the tax picture, I compare VAT (value-added tax) and the tax wedge (tax burden on labor). This influences the price of goods, the cost of hiring, and even the country's long-term competitiveness. Speaking of competitiveness, I present the IMD ranking, where Switzerland appears at the top and Ireland is also very well placed. They are strong service economies, with a large presence of sectors such as pharmaceuticals and finance. In terms of safety, both countries are among the best in the world. I use homicide data, perception of corruption, and peace indices to show that, despite Europe's recent challenges, both remain very safe. Finally, I conclude with the most practical part: how immigration works. As a European citizen, Ireland is more straightforward because it is part of the EU; As a Brazilian, the Employment Permit is the way to go. In Switzerland, as a Brazilian it's much more difficult; as a European, it's a much more viable dream — and I'll explain the scenario to you. 00:00 Understanding this 00:32 Salary 01:45 Rent 04:50 Language and employment 08:00 Money 10:35 Investments and taxes 18:50 Security 20:15 Lifestyle 21:50 Health 22:45 Education 23:11 My opinion