Retirees Are Losing Their Homes Over This Tiny Tax Mistake

The IRS uses the Automated Underreporter (AUR) program to cross-reference information returns (like 1099s) against the data reported on your tax return. Because this system is automated, it often lacks context—such as whether a home sale gain is excludable or whether a retirement distribution was properly coded. When the system detects a mismatch, it automatically issues a CP2000 notice, which, if ignored or improperly responded to, can lead to a formal assessment and a Federal Tax Lien. SUGGESTED CHAPTERS 00:00 – Retirees Are Losing Their Homes Over This Tiny Tax Mistake 00:45 – 5 Mistakes That Trigger Federal Tax Liens on Homes 02:15 – Who Is Robert Castillo and Why This Is Survival Planning 02:50 – The Ingram Story: A $3,916 Debt on a $318,000 Home 05:30 – Mistake #1: The 1099-R Distribution Code Error (Box 7) 09:00 – Mistake #2: The Unreported Home Sale Exclusion Trap 12:00 – Mistake #3: The SALT Cap Over-Deduction and CP2000 Pipeline 15:00 – Mistake #4: The Reverse Mortgage Interest Deduction Trap 18:00 – Mistake #5: The Inherited Home Basis Miscalculation 21:00 – 5 Protection Moves to Defend Your Home Title 23:00 – The Home Equity Defense File (Bonus Move) 24:00 – Free 43-Page Guide + Next Video Preview Disclaimer: This script is for educational purposes only and does not constitute legal, tax, or financial advice. Consult a licensed enrolled agent, tax attorney, or CPA for guidance specific to your situation. Tax laws and IRS procedures change — verify current thresholds and statutes for your filing year.