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This is the link to speak with our team: https://bit.ly/live-youtube-ingracio 📲 Instagram Celise Beltrão @celisebeltrao -   / celisebeltrao   The 2019 Pension Reform left us with some transitional rules that are still expected to change in the coming years. Do you know which rules will change in 2023? My name is Celise Beltrão, a social security lawyer and partner at the Ingrácio Advocacia law firm in Curitiba. And in this video, I explain which retirement rules will change and which retirement rules will not change in 2023. ------------------------------------------------------ See more videos: 📌 Retirement for Men: How will it be in 2023?:    • Aposentadoria para Homens: Como vai ficar ...   📌 Retirement for Women will change in 4 months! How to retire in 2022:    • Aposentadoria para Mulheres vai mudar em 4...   ------------------------------------------------------ The retirement rules that will not change at all in 2023 are: 50% Toll, 100% Toll, and Special Retirement. In 2023, the 50% Toll rule will continue not requiring a minimum age. The required contribution time will remain 35 years (men) and 30 years (women) plus a 50% surcharge on the time remaining to retire on November 13, 2019. However, remember: the 50% surcharge rule is exclusive to those who had at least 33 years (men) or 28 years (women) of contribution time on November 13, 2019. In 2023, the 100% surcharge rule will continue to require 60 years of age (men) and 57 years of age (women). The required contribution time will remain 35 years (men) and 30 years (women) plus a 100% surcharge on the time remaining to retire on November 13, 2019. In 2023, Special Retirement will continue to require 25, 20, or 15 years of special activity, depending on the degree of unhealthiness of the activity: low, medium, or high. It will also continue to require a score of 86, 76, or 66 points, according to the degree of unhealthiness of the activity. The retirement rules that will change in 2023 are: Retirement by Points, Progressive Minimum Age rule, and Retirement by Age. In 2023, the points required for Retirement by Points will change: from 99 to 100 points (men) and from 89 to 90 points (women). But the required contribution time remains the same: 35 years (men) and 30 years (women). In 2023, the minimum age for the Progressive Minimum Age rule will change: from 62 years and 6 months to 63 years (men) and from 57 years and 6 months to 58 years (women). However, the required contribution period remains the same: 35 years (men) and 30 years (women). In 2023, the minimum age for women in the Age-Based Retirement program will change: from 61 years and 6 months to 62 years. But the minimum age for men remains the same: 65 years. And the required contribution period for everyone also remains the same: 15 years. The rules for calculating pensions will remain the same in 2023: 50% surcharge: average x social security factor. 100% surcharge: 100% of the average. Special Retirement, by Points, by Age and Progressive Minimum Age Rule: 60% of the average of all salaries since 07/1994 + 2% per year exceeding 20 (men), 15 (women) and 15 (men who retire with high-level special activity). In 2023, all retirement rules will continue to require 180 months of contributions. Will you meet the requirements for retirement in 2022, but don't intend to apply now? Don't worry! You will have acquired rights to the rules as they are now in 2022. Consider creating a Retirement Plan with a trusted social security lawyer. You will discover which rules you are entitled to, which rule is most advantageous for your case, and you will be able to obtain the best possible benefit! ------------------------------------------------------ 🕧 Chapters: 00:00 Introduction 02:58 Retirement rules that will not change in 2023 13:55 Retirement rules that will change in 2023 28:03 Live Q&A ------------------------------------------------------ Ingrácio Advocacia is a law firm specializing in retirement and other Social Security benefits. Since 2003, we have helped people discover the path to the best possible retirement, through the INSS (Brazilian National Institute of Social Security) or a separate pension scheme, avoiding lawsuits and lost rights. 📧 Contact: [email protected] CNPJ: 06.029.225/0001-57 ------------------------------------------------------ 📌 Are you a lawyer? 🔶 Dr. Celise's Instagram: @celisebeltrao 🔶 Retirement Planning Course: https://ingracio.adv.br/para-advogados/ 🔶 Contract on the Table Course: https://bit.ly/contrato-na-mesa-mkt #Retirement2023 #Ingrácio