Why I'm waiting for 70!

If you are facing the question of whether to apply for Social Security at 62 or wait for maximum benefits at 70, this video will outline my thought process behind my decision to wait for 70. Sure, some break-even calculations say why wait? But if you have a spouse counting on spousal benefits and more, the calculations could change. Play to the end for the real reason I'm waiting for 70! I am not a financial professional, so take this video as entertaining ideas from one educated consumer to another. Always do your own due diligence and seek professional counsel for your specific situation. Look for update on should I still wait for 70! I did this one two years ago! Still waiting!    • Should I Still Wait for 70? - Social Secur...   And be sure to see my latest quick summary of this topic, in the series of shorter Tips for a Great DIY retirement: It is Tip 5 Maximize Your Social Security:    • Maximize Social Security at 70: Why I Wait...   This video is now four years old, and 2025, I asked Grok if I should still wait for 70. Yes, I'm still waiting, but Grok wasn't as good as my original "due diligence" to make the right decision. Check it out here:    • Grok, Should I Still Wait for 70?   2025 YTD's Top Five: 1.    • Why I'm waiting for 70!   2.    • Advice for Gen Xers from a Boomer   3.    • Boldin is Better  - Except for the Name   4.    • Medigap Plan G vs Plan N Two Years Later   5.    • Don't Make This Part D Mistake!   2024’s Top Five: 1.    • Medigap Plan G vs Plan N Two Years Later   2.    • Don't Make This Part D Mistake!   3.    • Why I'm waiting for 70!   4.    • NewRetirement: A Financial Plan in a Box!   5.    • 3 Tasks NewRetirement Does Well and 1 it W...   Follow me on X (formerly Twitter) @iwasretired. See my Googles Site (link above) for shared links, spreadsheets, and more.