Reformpaket 2026: Finanzierungen bald einfacher u. günstiger?

Just a few days ago, the governing coalition agreed on a reform package with 34 concrete measures, which they have titled "Program for Economic Recovery and Employment." In this video, we present the four measures that affect property owners – and Heiko Klayziewski discusses the strategic considerations and opportunities that arise for us as investors. Every property owner and investor should be aware of these changes, so it's worth watching this video to the end, as you'll get all the information presented concisely and clearly, saving you a lot of time. We also share our assessments and practical experience of what this means for us as investors. ... ►► Information about the AMS Group: www.ams.immo ►► Contact the AMS Group: [email protected] ►► AMS Group contact form: https://forms.office.com/e/j6Y8bVvGKb ▬ About this video ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ The first change relevant to real estate is that national capital requirements for banks when granting housing loans, which currently apply in addition to the international minimum capital requirements (keyword: "Basel III"), will be abolished from January 1, 2027. Therefore, from 2027 onwards, banks will have to hold fewer security reserves for real estate loans. And what impact this has on interest rates and loan approvals—and thus on us investors—is explained in this video. A second point that is interesting for us property owners: We, too, will benefit from the planned reduction of bureaucracy and the planned "deemed approval as the norm," for example, for building permit applications. The catalog of measures states (point 27): "Deemed approval will be established as the norm. Applications will be automatically considered approved four months after receipt of the complete application documents, provided the authority does not indicate a need for further review." This is scheduled to come into effect on December 31, 2027. We discuss the positive practical effects of this in this video. 3. The government plans to establish a state-owned housing company (WBG) to build affordable housing "in locations where affordable housing is lacking," primarily in high-demand metropolitan areas. The affordable price is to be achieved, among other things, by this housing association increasingly focusing on serial construction, thereby contributing to the promotion, improvement, and greater use and acceptance of serial construction in industrial production in Germany. And the final point concerns a planned federal law that would fundamentally prohibit the nationalization of private rental housing stock through socialization laws at the state level. This is intended to create legal certainty, and it is certainly no coincidence that expropriations are being blocked by a federal law so shortly before the Berlin state elections in September 2026, as expropriation has been a topic of discussion in Berlin for years. ►► Instagram AMS Group: https://www.instagram.com/amsmaklerse... ►► I would appreciate a LIKE if you enjoyed the video. Please feel free to share this video with your friends and acquaintances. ►► If you're interested in articles about real estate and finance, please subscribe to our channel and be sure to activate the notification bell. ►► And if you're interested in taking advantage of the current real estate market opportunities and creating additional income streams, please contact us via our contact form or by email. ►► Message to the AMS Group: [email protected] ►► AMS Group contact form: https://forms.office.com/e/j6Y8bVvGKb #housingmarket #constructionfinancing #expropriation #realestatefinancing #interestrates ▬ You might also be interested in ▬▬▬▬▬▬▬▬ Real estate for your successful investment:    • Immobilienpreise von ImmobilienScout24 - A...   Be inspired by the AMS real estate millionaires:    • Immobilien-Millionär mit 15.000€ Eigenkapital   ►► Feel free to leave a comment about what you think of the establishment of this state-owned housing company and whether you believe it will be a success. And if you have any further ideas on how investors can position themselves in light of these likely upcoming relaxations for mortgage financing, please share them in the comments, as others can benefit from them. ▬ About the AMS Group ▬▬▬▬▬▬▬▬▬▬▬▬▬ We help our clients achieve financial freedom through real estate. We do this with more than 20 years of experience. We now want to make this expertise available to you on our YouTube channel. Do you want to deepen your real estate knowledge or even invest your own capital in real estate? Then you've come to the right place.