A Doctor Working 19-HOUR Days To Support His Family | Money Matters Ep. 120 | Ankur Warikoo Hindi

Find your perfect credit card in 60 seconds: https://bit.ly/MonzyCo No ads. No spam. WebVeda is the smartest subscription for the most ambitious Indians. Check it out here: https://bit.ly/4nuuXvx India Genius Challenge is a nationwide search for the brightest young minds of India. Check it out here: https://bit.ly/indiageniuschallenge If you wish to be part of the Money Matters series, please fill up this form: https://forms.gle/G3wwgpVjctRneyQv6 Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences. So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. I am not selling any product or service through these videos. None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored). This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it. I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story. In this episode of Money Matters, I spoke with a 26-year-old doctor from Pune who is working up to 19 hours a day to support his family. After his father's business shut down during COVID and his elder brother's income became unstable, much of the household's financial weight fell on him. As we went through the actual numbers, it became clear that the real burden was the anxiety of a childhood spent watching money stress, a past trauma now pushing him to overwork to the point of burnout, at the cost of the specialisation that is genuinely his best long-term investment. So we built a plan. I laid out a disciplined SIP split and, more importantly, framed it as a defined sprint - work hard for the next 12 to 18 months to give his family a stable foundation, take a family health insurance plan once his EMI ends in December, and then step back from a shift and return to his PG preparation. Watch till the end, because the most important lesson here is that sometimes the heaviest financial burden isn't in your bank statement - it's in your head - and the best bet you can make is still the one you make on yourself. 00:00 About Hardik 02:08 Expectations from Money Matters 02:47 Current finances 12:10 Plan for finances 20:44 Closing remarks #PersonalFinance #MoneyMatters #warikoo ------------------------------------------------------------------------------------------------------------------------------ Apps I use for Investing: Ditto - for unbiased insurance buying experience: https://ditto.sh/7u17m0 Zerodha - for Indian Stock Investing: https://zerodha.com/open-account?c=ZM... Coin by Zerodha - for Mutual Fund Investing: https://zerodha.com/open-account?c=ZM... The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.96Cr in helping kids continue their education. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions. My bestselling books: 'Winning People Without Losing Yourself': https://amzn.to/45VpDdl 'Beyond The Syllabus': https://amzn.to/3ICkIFh 'Build an EPIC Career': https://amzn.to/4kJlOfB 'Make EPIC Money': https://amzn.to/3WHJ43F ‘Get EPIC Shit Done’: https://amzn.to/4fK1IR5 ‘Do EPIC Shit’: https://amzn.to/4fK9uuv My gear for shooting this video: 🎥 Sony a7III camera: https://amzn.to/3GtfwCJ 🎬 Sony FE 24-70 f2.8 Lens: https://amzn.to/449B8MM 📹 Sony E Mount FE 24-50mm F2.8: https://amzn.to/3RjcgiN 🎙 Shure SM7B Microphone: https://amzn.to/3Tk5Ygk 🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL 💡 Godox Key Light 150W: https://amzn.to/4bkzLyE 📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this income is contributed towards the education of kids who cannot afford it. My Social Media Handles: 📩 My weekly newsletter: https://ankurwarikoo.com/newsletter/ 📱 Instagram:   / ankurwarikoo   🐦 Twitter:   / warikoo   👨🏻‍💻 LinkedIn:   / warikoo   😄 Facebook:   / awarikoo   🖋 Daily Blog: https://ankurwarikoo.com/blog/