-$51k in Debt - Boise Family Can't Keep Up | Budget Review

Get 50% off your subscription to Monarch Money by using promo code DEBTFREE https://monarch.com/debtfreemillennials This Boise family is desperate for change after a busy year and trying to climb out of $51,000 in debt making a combined $94k per year. They want to get better at daily spending, buy a new house, and stop putting off the mortgage payment. Can they realistically change their financial behavior? Let's find out. Chapters 0:00-3:25 How they got here 3:26-5:33 What their budget looks like 5:34-6:15 Healthcare is $658/month?! 6:16-7:45 Starter emergency fund should be this 7:46-9:16 One tool this mom could use 9:17-10:40 Emergency fund + debt direction 10:41-11:39 They want a bigger house 11:40-13:52 - Address the financial shame 13:53-14:54 How to stop putting off mortgage payment 14:55-17:53 Do this money challenge #monarchmoney -------- 📊 READY TO BUDGET? Click here to purchase the DFM Super Budget Template to get started! https://checkout.teachable.com/secure... -------- 🧢 Check out NEW merch in my shop! https://debtfreemillennials.com/merch/ -------- 👩🏻‍💻 Want your budget reviewed anonymously on my channel? Fill out the Google Form here - https://forms.gle/7RpbxEEUtoLayMx76 ------- 📒 I wrote a kids book and it's available on Amazon! Get your copy of Investing for Kids: 65 Activities about Saving, Growing, and Investing Your Money: https://amzn.to/3CRNkp1 -------- 💌 Sign up for the Debt Free Millennials FREE budget toolkit: https://www.debtfreemillennials.com/t... -------- 📝CHECK OUT THE SPEND MORE DEBT LESS WORKBOOK http://bit.ly/DFMworkbook -------- 🌟 My favorite money-saving app: FETCH REWARDS USE CODE WR367 TO RECEIVE FREE POINTS! https://fetchrewards.onelink.me/vvv3/... -------- 📱If you're paying more than $35/month for your cell phone, you're doing it wrong! Check out Mint Mobile (the cell phone carrier that I use, and keeps it budget-friendly!) - http://fbuy.me/ujCzy -------- 🚙 My favorite FREE car insurance quote comparison tool: EXPERIAN® FOR AUTO INSURANCE https://www.dpbolvw.net/click-1006035... -------- 🦋 Connect on Socials! 🔸 TikTok:   / debtfreemillennials   🔸 Facebook Group:   / debtfreemillennials   🔸 Instagram:   / debtfreemillennials_   🔸 Site: https://www.debtfreemillennials.com 🔴 Partner With Me - [email protected] 🎉 Who is Debt Free Millennials? Hi, I'm Justine! Consider me your millennial big sis when it comes to personal finance. We'll cover how to budget, save money, and finally pay off your debt (for good). Let's get you back to financial confidence that helps you crush debt and live a life with more fun and fewer payments. Glad you're here! Disclosure: Links contain affiliates. When you buy through one of my links, I will receive a commission. This is at no cost to you and helps support my channel!