10 Days of Temptation: Stop Holiday Guilt Spending Before It Hurts You | Suze Orman | Full Episode

Holiday guilt spending is real — and it’s more dangerous than you think. As Christmas and Hanukkah approach, Personal Finance Expert Suze Orman reveals why so many people overspend in the final “10 Days of Temptation” and how guilt, pressure, and family expectations can sabotage your financial future. In this full episode, Suze shares emotional real-life stories from callers who are drowning in holiday stress, supporting adult relatives, or spending money they don’t have to “make the season special.” Suze explains why guilt-driven spending only creates long-term financial pain — and how to protect your wallet, your boundaries, and your retirement from last-minute holiday mistakes. If you're tempted to buy “just one more gift,” watch this first. CONTENTS 00:00 Show open 00:47 10 Days of Temptation 03:03 Family Taking Advantage 05:16 Sister Wants Help with Financial Aid 08:36 Take Out a Loan to Pay Off Fiance's CC Debt? 11:22 1 on One Guest: My FICO score is 454! Help Me Clean Up My Finances 20:59 Can I Afford It? 31:15 Trending: Building an Emergency Fund 32:26 Unused 529 33:08 Webcam: Take Out More Student Loans? 35:45 How Am I Doing? 41:09 Now You Know Original Air Date: 12/15/12 📌 Suze’s guidance is timeless—this episode includes updates with current financial data #SuzeOrman #HolidaySpending #GuiltSpending #10DaysOfTemptation #ChristmasBudget #Hanukkah #RetirementPlanning #financialadvice 🔔 SUBSCRIBE to Suze Orman's YouTube Channel:    / suzeorman   👂🎙️LISTEN to Suze Orman's Women & Money Podcast. New Episodes every week! https://www.suzeorman.com/podcast 🎁 Looking to track your own spending? Access Suze’s FREE EXPENSE TRACKER here: Https://www.suzeorman.com/activate USE CODE: TRACKIT 👉 You'll need to create an account so you can update the tracker any time