I am ready to hang it up.

The math says I'm ready. My financial planner says I'm ready. So why am I still working 12-hour days in Georgia while my wife and dog are already in Florida? In this video, I’m getting honest about the "mental wall" of retirement. We talk about Monte Carlo scores and back-testing, but the real challenge isn't the numbers—it's the fear of letting people down and the habit of "one more year." If you've ever felt stuck at the finish line, or if you're struggling to take that final leap of faith, this video is for you. Let’s talk in the comments: If you’ve already retired, how did you know it was actually "time"? What was the hardest part of walking away? #RetirementPlanning #SaltyRetirement #EarlyRetirement #RetirementMindset #LifeAfterWork Chapters 00:00 The Answer I Already Knew 01:05 Why the Math Doesn't Matter Anymore 02:04 The Trap of "New Numbers" 02:30 Letting Down My Family vs. My Employees 03:34 Breaking the Contract: 8 Months Later 04:40 Jane, My 12-Year-Old Companion 05:42 Working a Saturday at 4:30 AM 06:15 The Mental Leap of Faith 07:12 My Plan for Next Week (Tarpon Fishing!)