Por que você não vai se aposentar pelo INSS

In this video, I explain why it's very likely you won't be able to retire through the INSS (Brazilian Social Security Institute) and what you can do to minimize this problem. Like and subscribe. Cheers! References: • INSS Deficit 2024: R$ 320 billion (RGPS) — Abrapp / National Treasury • Deficit 1st semester 2025: R$ 203.6 billion — Social Security Statistical Bulletin • Projected deficit: from 2.5% of GDP (today) to 11.5% of GDP (end of the century) — National Treasury / FGV Direito Rio • Fertility rate 2023: 1.57 children per woman — IBGE, Population Projections 2024 • Fertility rate 1960: ~6 children per woman — IBGE • Population stops growing in 2041 — IBGE, Population Projections 2024 • 50% of INSS beneficiaries have never contributed — Jornal Jurid / National Treasury • 40.7 million INSS beneficiaries (2024) — Statistical Bulletin of Social Security • 56% of the federal government's primary expenses = social security — Raul Velloso / Valor Econômico