Pop Quiz for MLO Test (April 2026) *Question #21 is incorrect (see description for correction)

Question 21 is slightly incorrect: Here is the correction: Correction: HMDA data is submitted to the Consumer Financial Protection Bureau (CFPB) — not the FFIEC. What the FFIEC does: The Federal Financial Institutions Examination Council (FFIEC) publishes and aggregates HMDA data for public use, but it is not the submission point. Clean version: Submitted to: CFPB Aggregated/published by: FFIEC So the explanation about FFIEC aggregating data is correct — it’s just not where institutions submit the data.