14-15%/năm: Mức lãi suất đang bóp nghẹt lợi nhuận doanh nghiệp ra sao? | VTC News

VTC News | The Vietnamese financial market officially closed the era of cheap money in mid-2026 as floating lending interest rates surged to 14-15% per year, triggering a fierce money-pumping campaign for businesses and homebuyers. This pressure stemmed from commercial banks simultaneously raising base interest rates to around 10-11% per year to curb credit growth and balance system liquidity, as deposit mobilization lagged far behind actual borrowing demand. This exorbitant cost of capital not only directly eroded the already fragile profit margins of small and medium-sized enterprises (SMEs)—those already facing limited credit space compared to large corporations—but also directly disrupted the financial plans of thousands of households burdened with mortgage debt, forcing the entire economy to shift its mindset from relying on collateralized assets to a survival strategy based on transparent, self-generated cash flow. The official YouTube channel of VTC News online newspaper - Providing the fastest and most accurate news updates. Connect with VTC News at: ✓ Website: http://vtcnews.vn ✓ Facebook:   / vtcnewsvn   ✓ Twitter:   / vtcnewsvn   ✓ YouTube:    / @vtcnewstintuc   Managing agency: Voice of Vietnam Radio Email: [email protected] #VTCNews #xuhuong #News #baodientu #tintuc #thoisu