Moorwand Ltd (Appellant/Defendant) v Hamblin and others (Respondents/Claimants)

Thursday 25 – Friday 26 June 2026 Before Lord Justice Peter Jackson Lord Justice Nugee Lord Justice Foxton By Appellant’s Notice filed on 25 April 2025 the Appellant, Moorwand Ltd, appeals a decision of the High Court delivered on 4 April 2025. The Respondents, victims of a £160,000 push-payment fraud, sued Moorwand (the payment provider) and RND (the recipient company). After losing at first instance, they appealed. The High Court allowed the appeal on the derivative claim, finding Moorwand should have been on inquiry about fraud and ordering it to restore the funds to RND’s account. However, the claim under the Payment Services Regulations failed, as Moorwand had followed the required procedures. The ruling concerned restoration of the account balance only, not ultimate entitlement to the funds.