Amex Platinum Explained 2026 | How to get $3,500+ Value

With an $895 annual fee, the Amex Platinum only makes sense if you know how to use the credits, multipliers, and hidden perks properly. I’ve personally had this card for nearly 8 years, and in this video I break down exactly how I maximize it — plus the mistakes I see people make. 💳 Sign up for the Amex Platinum card: https://bit.ly/4jFazpE 🚨 UPDATE: Get as high as 175,000 bonus points when you sign up and spend $12k in the first 6 months. 🚨 UPDATE: Saks credit removed from the card July 1st 2026 💳 My top catch-all cards: https://bit.ly/3NPma9Y ✈️ Learn how to book business class with points: https://bit.ly/3S1zR7u 💌 Subscribe to my newsletter: https://bit.ly/4tQEu1z In this video, we cover: • Amex Platinum spending multipliers (and where NOT to use the card) • A full breakdown of every credit after the 2025 refresh • Which credits are actually worth using (and which you can ignore) • Lounge access, elite status, and lesser-known benefits • Credit mistakes to avoid so you don’t lose value • Who this card is best for — and who should skip it • The current Amex Platinum welcome bonus If you want to travel more comfortably, fly premium cabins using points, and actually come out ahead on this card, this video will help you decide if the Amex Platinum is right for you. 👍 Like & subscribe if you want more credit card and points strategies that actually move the needle ⏱️ Chapter Timestamps 0:00 Intro 1:00 Amex Platinum Spending Multipliers Explained 2:12 Amex Platinum credits 2:26 Monthly Credits Breakdown 3:00 Quarterly Credits 03:39 Bi-Annual Credits 04:11 Annual Credits 5:27 Total Credit Value 6:46 Credit Mistakes to Avoid 7:23 Other Benefits 10:02 Who Should (and Shouldn’t) Get the Amex Platinum 10:50 Welcome Bonus 11:17 Final Thoughts