9-5 Millionaire: How I Built 7 Streams Of Income From A $36K Salary

In this episode Ato speaks with Jemal King is an entrepreneur, real estate investor, and author known as the “9 to 5 Millionaire.” A former Chicago police officer, he built a multimillion-dollar portfolio while working full-time, growing into 400+ properties and multiple seven-figure businesses. Today, he teaches people how to turn income into assets and long-term wealth. We discuss: How Jemal became a 9 to 5 millionaire. From $35,000 salary to millionaire The 7 streams of income for building wealth Growing up in south side Chicago Building a skyscraper in Chicago The 5 pillars that have shaped Jemal's life and much more 🔗 Connect with Jemal: Instagram:   / 9to5millionaire   Youtube:    / @9to5millionairenetwork   🗞️ Read Savvy Wallet: The Wealth Edit: https://savvywallet.substack.com/ 🤝 Sponsor Xero - All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet Terms & Conditions apply. Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. Other episodes to watch: EP. 221 - Property Investor: The New Way AI Is Helping People Build Wealth Through Property ft. Julianah Owusu    • Property Investor: The New Way AI Is Helpi...   EP. 220 - I Was The Lowest Paid Amongst My Friends. Lived On LEFTOVER FOOD. Then Became A Millionaire ft. Bola Sokunbi    • I Was The Lowest Paid Amongst My Friends. ...   EP. 219 - Financial Adviser Exposes: Many High Earners Are Closer To Broke Than You Think ft. Ryan Kingsley    • Financial Adviser Exposes Why Many High Ea...   EP. 218 - Ex-Goldman Sachs Trader: Last Time The US Stock Market Did This, People Made Nothing For 10 Years ft. Debodun Osekita    • Ex-Goldman Sachs Trader: Last Time The US ...   EP. 217 - Communication Experts: Never Say This - The 3 Second Trick To Speak With Authority & Confidence ft. Frederick and Gordon K Williams    • Communication Experts: Give Me 90 Minutes ...   EP. 216 - Property Expert: It Just Became 2x Harder To Get Property In The UK - Here’s What To Do Now ft. Kazy    • Property Expert: It Just Became 2x Harder ...   EP. 215 - Ex-Banker: Moved To The UK In 2019. Rejected For £45k Job, Now My Assets Make That In A Month ft. Ruky Alabi-Oyelayo    • Ex-Banker: Moved To The UK In 2019. Reject...   EP. 214 - Financial Advisor Exposes The Middle Income System Designed To Keep You Working For Life ft. Emmanuel Asuquo    • Financial Advisor Exposes The Middle Incom...   EP. 213 - Investing Expert Warns: The Iran War Just Changed Your Financial Future (What You Must Know) ft. Dan Kemp    • Investing Expert Warns: The Iran War Just ...   EP. 212 - Accountant Reveals The 7 Red Flags That Triggers A Tax Investigation With HMRC ft. Rachel Harris    • Accountant Reveals The 7 Red Flags That Tr...   EP. 211 - Money Experts: The 6 Wealth Principles That Made Us Financially Free In Our 30’s - The Humble Penny ft. The Humble Penny    • Money Experts: The 6 Wealth Principles Tha...   EP. 210 - UK Mortgage Advisor: The Biggest UK Property Market Shift In Years (What You Need To Know) ft. Dan Knott    • UK Mortgage Advisor: The Biggest UK Proper...   EP. 209 - Zero Savings? Zero Investments? 3 Money Experts Debate The Best Way to Build Wealth Right Now ft. Ajmal, Ian & Julianah    • Zero Savings? Zero Investments? 3 Money Ex...   EP. 208 - Investing Expert: The Only 2 Investments You Need To Build Wealth In 2026 ft. Andrew Craig    • Investing Expert: The Only 2 Investments Y...   EP. 207 - Confidence Expert: How To Stop Settling For Less Money And Get Paid Your Worth ft. Hayley Mulenda    • Confidence Expert: I Was Broke & Learnt Th...   EP. 206 - Investing Expert: 4 “Unloved” Investments That Could Quietly Beat the S&P 500 in 2026 ft. Mark Preskett    • Investing Expert: 4 “Unloved” Investments ...   EP. 204 - Investing Expert: The Asset People Use to Keep Money Outside the Financial System ft. James Butterfill    • Investing Expert: The Asset People Use to ...   TIMESTAMPS 0:00 - Preview 1:34 - Intro 1:45 - Meet entrepreneur & real estate investor, Jemal King 3:00 - Growing up in south side Chicago 4:50 - Why I wanted to become a millionaire at 8 11:15 - This encounter changed my life 18:01 - Xero Ad - 90% off for 6 months 19:18 - My first property was making the same as my $35,000 salary 24:13 - Scaling to multi-businesses and property 26:06 - What are the 7 streams of income 34:27 - My five pillars that helped me become a millionaire 40:06 - When vision beats logic. Creating your own disneyland 54:50 - From $35,000 salary to over $1 million 1:03:15 - Getting your first income producing asset 1:06:04 - Building a skyscraper in Chicago 1:09:33 - Message to young people in Chicago 1:13:37 - The 9 to 5 millionaire 1:15:29 - Final words Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.