Episode 49: To file a claim, or not to file a claim?

Over the Spring, Madison WI was hit with some pretty heavy storms, causing a ton of hail and wind damage to cars, roofs, and there have been a lot of losses! In this episode, Matt and Elliott discuss their thoughts (not advice) on when insurance could be used, versus when it may make more sense to just pay out of pocket. Also, a cautionary tale of Storm Chasers! We'd love to hear your thoughts about this episode, reach out to us below. Have a question for a future show topic? Matt Fizell, CFP® can be reached by email at [email protected] or at www.planwithharmony.com Elliott Appel, CFP® can be reached by email at [email protected] or at www.kindnessfp.com You can also submit questions to this link: https://forms.gle/z2qWJpvmnzxqDfCK9 DISCLAIMER: The ME & Money Podcast is hosted and produced by Harmony Outsourcing Services LLC and is intended only to be educational, informational, and should not be considered as financial advice. Matthew Fizell, CFP® is an investment adviser representative of Harmony Wealth L.L.C. ("Harmony"). Elliott Appel, CFP® is an investment adviser representative of Kindness Financial Planning LLC ("Kindness"). However, the views and opinions expressed by Matt and/or Elliott in this podcast are not intended as individualized investment advice on behalf of Harmony and/or Kindness, or as tax, accounting, or legal advice. Although we gather information from sources that we deem to be reliable, we cannot guarantee the accuracy, timeliness, or completeness of any information prepared by any unaffiliated third-party. When specific investments or types of investments are mentioned, such mention is not intended to be a recommendation or endorsement to buy or sell the specific investment. Harmony is a registered investment adviser authorized to do business in the states of Wisconsin and Texas, and other jurisdictions where exempted. Kindness is a registered investment adviser authorized to do business in Wisconsin, California, and Washington, and in other jurisdictions where exempted. Registration as a registered investment adviser does not imply a certain level of skill or training. This website contains links to the Harmony and Kindness websites that provide general information about the advisory services offered by Harmony and Kindness. These links are provided as a convenience only. Harmony and Kindness can only provide individualized services after you sign an agreement and receive required disclosures. Users of this website may, but are not required to, engage the services of Harmony or Kindness for advisory services. Please remember that all investments involve varying degrees of risk, and the future performance of any specific investment or investment strategy is not guaranteed to be profitable or equal to any historical performance. Podcast Intro Music Credit: Inspiring Optimistic Upbeat Energetic Guitar Music Title: Inspiring Optimistic Upbeat Energetic Guitar Rhythm   / 62282987   Released by: Oleg Mazur   / fm_freemusic   Music promoted by https://www.chosic.com/free-music/all/