The NEW Forms of Financing Taking Over Solar (Prepaid Lease & PPA)

The solar financing landscape has changed. Is your loan a ticking time bomb or a path to ownership? Let’s compare your financing options together! With the federal solar tax credit officially gone, solar financing is getting "creative"—and that’s a double-edged sword for homeowners. In this video, Ryan Suchsland and Dean Chiaravallotti pull back the curtain on new versions of Re-Amortization loans, Escalating loans, and the rise of Prepaid TPO (Third-Party Ownership). If you aren’t comparing cash prices to your financed deal, you might be paying thousands in hidden dealer fees. We break down how to spot a "promotional" trap and why the ownership model will win out in the end. Chapters 00:00 Introduction and Market Overview 02:46 Re-Amortization Loans Explained 05:55 Escalating Loans and Their Benefits 08:31 Prepaid TPO Financing Insights 11:22 Consumer Protection and Best Practices KEY TAKEAWAYS: Re-Amortization: Previously had 16-18 month initial periods; new versions are pushing out to 36 months. Payments can go up or down depending on how much money you put in. The Cash Gap: Prepaid leases should come at a discount compared to cash. If a company receives a 30% tax credit, the price should be roughly 70% of the cash cost. Transparency: Ownership models are outperforming traditional lease options as incentives evolve. Is your solar company out of business? If your original installer is non-responsive, use SolarDetect to get expert remote system checks and repair coordination: 👉 https://detect.solarinsure.com/ Learn more about Solar Insure's 30-year warranty and find a Certified Provider near you: 👉 https://www.solarinsure.com/our-solar... INSTALLERS: Apply to become a Solar Insure Certified Provider: 👉 https://www.solarinsure.com/solar-war... Follow us on social media LinkedIn:   / solarinsure   Instagram:   / solarinsure   Facebook:   / solarinsure   TikTok:   / solarinsure   #solarfinancing #solarinsure #solar2026 #consumerprotection #Solarloan #cleanenergy #homeequity #taxcredit