3児の父で投資で飯食ってる僕が、40代最強の投資法を解説します。

🎁If you want to receive exclusive information and benefits on money and investment, register as a LINE friend below! ↓🎁 https://moneytimeschool.com/lp/offici... If you want to accelerate your wealth building, please register! 😊 ▼Listen to the Money and Time School! Voice media Voicy is here! ! https://voicy.jp/channel/2083 　↑　↑　↑ Free background playback is OK, so you can listen while doing housework or commuting! Enjoy a relaxing mode that's a little different from YouTube! ! ▼Subscribe to the channel here! ! https://www.youtube.com/c/moneytimeha... ▼This episode's theme I, a father of three and someone who makes a living from investing, will explain the best investment method for people in their 40s. --------------------------------------------------- 0:00 Intro 0:21 The 40s generation raising children has a significant advantage in asset building. 0:44 Expenses incurred from your 40s to retirement 1:24 Increasing assets by working backward from your goal 2:19 Necessary expenses ① Children's education expenses 3:07 Necessary expenses ② Retirement funds 3:51 The 20 million yen retirement problem has become the 40 million yen retirement problem 5:13 Necessary funds ③ Parental care expenses and your own medical expenses 6:02 Parents in their 40s also lack sufficient retirement funds 6:31 Surprisingly, the burden of caregiving expenses is heavy 7:05 At least 75 million yen is needed 8:08 Investment style for those in their 40s 8:22 Principle ① Do not deviate from the base of regular investment 9:27 Principle ② Individual stock investment should also be considered 9:53 In fact, the 40s generation raising children is in a position to easily take risks in investments 10:20 The Best Time to Invest 11:13 People in their 40s can secure a solid amount of seed money from their salaries 12:21 With 2 to 3 million yen in seed money, you can cover your children's education expenses 12:46 Investment strategies suitable for people in their 40s 13:53 Golden rule: Invest within limits that do not negatively impact your life 14:48 Differences between people in their 40s around the world and in Japan 15:14 Is Japan letting its cash sit idle for too long!? 15:54 The US has more than doubled its assets in just 20 years 16:50 China, a nation of savers, lacks a well-established social system 17:49 Countries that have made their money work for them have greatly increased their assets 18:55 What will happen to Japan in the future? 19:10 Pensions will decrease in value 19:40 The burden on the working generation will continue to increase 20:33 Prices will continue to rise, and the budget to support the elderly will also skyrocket 21:35 How to create 5 million yen in passive income every year 22:31 Concrete actions you can take starting today 22:35 STEP 1 Check your household income and expenses to increase your ability to deposit money 22:54 Aim for career advancement in your main job 23:37 ⚠️ Be careful with day trading and FX! 24:37 STEP 2 Start investing with index funds and individual stocks 25:26 STEP 3 Start investing by working backward from your goal 26:17 Use the template that allows you to select stocks simply by filling in the blanks! (Currently being offered as a gift on our official LINE account!) 26:49 This moment in your 40s is the best starting line This is the order in which the explanation is presented! [Related Videos] ▼▼Click here for the series of videos on improving your overall financial skills!    • 🌞 お金と時間から自由になるロードマップ   ▼Self-introduction & Introduction to this channel video (New)    • 【投資の全てを継承します】りょう校長のチャンネル再始動！   (Old)    • 【お金について】元三菱UFJ銀行員が伝える、たった１つのお金の考え方   ▼Recommended Books 📕 The Complete Guide to Super Literacy (I wrote the money literacy section) https://amzn.to/3skTuXs ▼▼Please also check these out▼▼ ①Representative Profile Ryo Amagaya "Money Educator" who teaches professional investment techniques that can be used throughout a lifetime to confused investors Born in Yokohama City, Kanagawa Prefecture After graduating from Aoyama Gakuin University, he joined Mitsubishi Tokyo UFJ Bank (now Mitsubishi UFJ Bank). I was seconded to Mitsubishi UFJ Morgan Stanley Securities, where I gained experience in M&A at an investment bank. Afterward, I returned to the bank's sales division—a career path reminiscent of the TV drama "Hanzawa Naoki." My investment history began in 2008. At the time, I was a member of the university's rugby club, immersed in rugby every day. When I received my job offer from Mitsubishi UFJ Bank, my fellow interns mocked me for having zero financial knowledge, which made me feel a sense of crisis. I decided to do something about it and started investing on my own. I initially secured some investment profits through beginner's luck, but my self-taught methods didn't yield consistent results, and I experienced losses in the millions of yen. Later, my experience in the financial industry led me to encounter the investment te...