A New VA Rule Starts June 15 That Could Stop Veterans From Losing Their Homes — Most Don't Know

If you have a VA home loan and you've fallen behind, a new rule that takes effect June 15 could be the thing that saves your house — and most veterans have no idea it exists. The VA's new Partial Claim program can take the missed payments dragging your loan toward foreclosure, pay your servicer to bring it current, and park that balance as a no-payment second lien you only settle when you sell, refinance, or pay off the home. I'm Frank Sutherland — I read the fine print so you don't have to. Here's exactly how it works, who qualifies, the one requirement you have to meet first, and the catch you need to understand before you call anyone. 📘 Get The Veteran's Benefits Playbook here: https://seniorfinance.gumroad.com/l/v... How to deal with the VA and your servicer without getting brushed off, the benefits most veterans never use, and the moves that protect what you've earned — in plain English. What we cover: What the new VA Partial Claim program actually does (and when it starts) How it brings your loan current without a giant lump sum or a higher payment The catch: it becomes a no-payment second lien you repay later The limits — up to 25% of your loan (30% if you used a COVID-era claim) The one requirement first: a 3-month trial payment plan Who qualifies, and exactly what to say when you call your servicer Chapters: 0:00 A rule that could save your home 1:05 Who I am 1:30 The program that got shut down 3:00 How the partial claim works 4:30 The catch — the second lien 6:00 The limits + the 3-month trial 8:00 Why it beats forbearance 9:30 Who qualifies 10:30 What to do this week 12:00 Bottom line Sources: U.S. Department of Veterans Affairs (va.gov), military.com, HousingWire, Consumer Finance Monitor. This is general information, not financial advice — talk to your servicer or a VA loan technician about your own situation. VA housing help: va.gov/housing-assistance or 877-827-3702. Subscribe for plain-English VA breakdowns every week, and share this with a veteran who needs it. #VAHomeLoan #VeteranForeclosure #PartialClaim #Veterans #VABenefits #SaveYourHome #VALoan #KnowYourBenefits