Eric Richins' Insurance Agent Says Policy Was Changed Two Months Before His Death

Someone changed the beneficiary on Eric Richins' business life insurance and switched it back in six minutes. His insurance agent got the alert and called him. Two months later, Eric was dead. Brian Freckleton set up the buy-sell agreement between Eric and his business partner Cody Wright at CN Stonemasonry. Two million dollars in life insurance on each man, designed so the surviving partner could buy out the other's share if one of them died. On January 1, 2022, Freckleton's portal flagged that someone changed the beneficiary on one of those policies to Kouri Richins. He called Eric and Cody immediately. Watch what defense attorney Alex Ramos does on cross. He pulls up account records from 2020 and forces a question the prosecution left wide open. Then he tries to introduce a document that could answer the biggest question in this testimony. Pay attention to whether the judge lets it in. ⏰ KEY MOMENTS 01:13 - Freckleton takes the stand. He's the agent who built the insurance for Eric and Cody's business. 03:04 - He walks the jury through what a buy-sell agreement is and why $2 million was on the line. 09:55 - This is the moment. Freckleton gets an alert on January 1, 2022. Someone changed the beneficiary. 10:35 - He tells the jury who the beneficiary was changed to. Then he picked up the phone. 16:01 - Ramos finds something in the account records from 2020 that complicates the prosecution's theory. 20:26 - The defense tries to get a key document admitted. The judge has something to say about that. CASE BACKGROUND REPORT: https://justiceisaprocess.com/ut-v-ri... 📖 CASE BACKGROUND On March 4, 2022, Kouri Richins called 911 from her Francis, Utah home at 3 a.m. Her husband Eric was unresponsive. Toxicology revealed five times the lethal dose of fentanyl. Eric had no history of drug use. Prosecutors allege Kouri had been taking money from Eric for years. They say she owed lenders more than $1.8 million and had opened nearly $2 million in life insurance on Eric without him knowing. Eric discovered the financial issues in 2020. He changed his will, created a trust naming his sister as trustee, and removed Kouri as beneficiary. One year after Eric's death, Kouri published a children's book about a father watching over his son from heaven. Four weeks later, she was arrested. The defense maintains her innocence. 📂 PLAYLISTS & RESOURCES 🌐 Website: https://justiceisaprocess.com ► Full Trial Live Broadcasts:    • LIVE BROADCAST: UT v. Kouri Richins   ► No Breaks Edition:    • NO BREAKS EDITION: UT v. Kouri Richins   ► Trial Analysis Podcast:    • PODCAST: UT v. Kouri Richins   ► Key Moments Playlist:    • KEY MOMENTS AND TESTIMONY: UT v. Kouri Ric...   ► Subscribe for Daily Coverage:    / @justiceisaprocess   ⚖️ ABOUT JUSTICE IS A PROCESS This channel continues the work of Steven M. Askin, a criminal defense attorney who was disbarred in 1998 for refusing to violate attorney-client privilege, then criminally convicted in 2010 for teaching people their constitutional rights from a coffee shop in Martinsburg, West Virginia. He passed away in February 2024, but not before he and I started this channel together. I am Steven M. Askin II. I am not an attorney. I am a watchdog. I cover criminal trials to educate the public about due process, the presumption of innocence, and constitutional protections. Every video on this channel is part of building the machine the system feared my father would create: a public trained to watch, question, and demand accountability. This is not entertainment. This is education. This is oversight. This is Justice Is A Process. ⚖️ FAIR USE & EDUCATIONAL PURPOSE This content is produced under Fair Use (17 U.S.C. § 107) for news reporting, criticism, and educational purposes. We provide transformative commentary on public court proceedings, advancing public understanding of the judicial process through timestamps, analysis, and educational context. No copyright infringement is intended. All video content is used for transformative educational purposes with added legal analysis and commentary. #JusticeIsAProcess #KouriRichins #UtahVRichins #KouriRichinsTrial #SummitCounty #TrueCrime #CourtroomCoverage #CriminalJustice #LegalAnalysis