How much we spend as a JRF-PhD Scholar in JNU || Expenses and Saving Revealed || Ankush & Shivangi

Are you curious about the real cost of pursuing a PhD as a Junior Research Fellowship (JRF) scholar at Jawaharlal Nehru University (JNU), Delhi? In this video, we break down all the numbers — from your monthly stipend and accommodation subsidy to everyday living expenses in Delhi. 👉 In this video, we discuss: ✔️ JRF Fellowship Amount – what you receive monthly under UGC/CSIR fellowships ✔️ Hostel / HRA (House Rent Allowance) – how much you save on rent and what you can expect in Delhi ✔️ Contingency Grant – research support funds provided annually ✔️ Actual Monthly Spending – food, travel, books, supplies, personal expenses