First time buyers

Buying your first home can feel overwhelming – from understanding mortgages to navigating the legal process.  In this episode of The Debrief, Sarah Barnes, Head of Residential Property at Napthens, is joined by Sharon Duckworth of Key Mortgage Advice to talk through the key steps first‑time buyers need to know. They discuss the benefits of using a mortgage broker, how affordability is assessed, and why getting advice early can put buyers in a much stronger position.  The conversation also covers what evidence first‑time buyers should expect to provide, including proof of income and source of funds, as well as when to instruct a solicitor and what happens at each stage of the conveyancing process. Along the way, Sarah and Sharon share practical tips to help reduce stress, avoid delays and keep things moving.  A clear, supportive guide for anyone taking their first steps onto the property ladder.