增貸買股，是在賭命嗎？【房貸一族拚買房】#買房阿元 #高雄房地產 #台北房地產#台股 #貸房炒股 #房屋增貸 #1990股災 #台積電

🚀｜Join my channel membership and build toward owning a home AND having money in retirement:    / @houseinin   For just NT$250 a month, you can copy my homework on Kaohsiung's major development projects and real estate—how is that not a great deal? 🚀｜Subscribe to the channel: https://www.youtube.com/@houseinin/vi... 🚀｜My official LINE account: https://lin.ee/Odg1PS6 🚀｜A-Yuan's recommended quick links: https://portaly.cc/houseinin 　🛸｜Taiwan Housing Kaohsiung Art Center Branch official LINE account: https://lin.ee/Y3srR4p 　🛸｜Buy Taipei official LINE account: https://lin.ee/ngrUiwh 　🛸｜Han-Yi Interior Renovation official LINE account: https://lin.ee/yObQmA1 　🛸｜Yi-Xi Law Firm official LINE account: https://lin.ee/RCu7ugM Home Equity Loans | Borrowing Against Your House to Play Stocks | Taiwan Stock Bubble | The 1990 Stock Market Crash Across Taiwan, 417,000 people have taken out additional loans against their homes and poured every dollar into the stock market—a record high in history. Even experts have come out to warn: this is gambling, and beware of a repeat of the stock market crash from 35 years ago. This video takes you back to the nationwide stock frenzy after the Taiwan stock index first broke 10,000 points in 1989, and the devastating crash of 1990, when the index plummeted from 12,682 to 2,485—a drop of as much as 80%. We'll also analyze why "taking out a home equity loan on your primary residence to buy stocks" is essentially a dangerous move: trading a stable asset for debt in pursuit of unstable returns. When margin balances are soaring, the streets are full of young "stock-trading prodigies," and everyone is shouting "this time is different," that's exactly when you should calm down and think it through: if you win, you make a little extra pocket money—but if you lose, you could lose your home entirely. After watching, you'll clearly understand: 1) The systemic risk hidden behind the news of 417,000 people borrowing against their homes to play stocks 2) The history of Taiwan's 1990 stock market crash of 80%, and why the atmosphere then feels so similar to now 3) What kind of financial maneuver it really is when you take a home equity loan on your primary residence and put it into stocks 4) The common hallmarks of a late-stage bull market: soaring margin balances and the shoeshine boy theory 5) The final question you should ask yourself before borrowing against your home to buy stocks: is it really worth it? 🎥 Video Chapters --- 0:00 Opening 1:58 The Nature and Risks of Borrowing Against Your Home to Buy Stocks 4:53 A Gamble with Asymmetric Risk and Reward 10:22 How Stocks Erode Values and the Chaos in the Stock Market 18:10 Sponsored Segment 19:26 Storytime --- #TaiwanStocks #BorrowingAgainstYourHomeToPlayStocks #HomeEquityLoan #1990StockCrash #TSMC #0050 #ChunghwaTelecom #ShoeshineBoyTheory #SwordOfDamocles #MarginBalance #YoungStockProdigy #NationwideStockFrenzy #BullMarket #BearMarket #ForeclosedHomes #LeveragedInvesting #StockMarketBubble #PrimaryResidence #PersonalFinance #BuyingAHome --------------------------------------------------------------------------------​ ★Don't Miss These Popular Videos★​ -------------------------------------------------------------------------------- ​ ‣‣The Asia Asset Management Center Is Taking Off    • 高雄要變天了，這三區先漲？【高雄在地人閒聊】#買房阿元 #高雄房地產 #台北房地產#...   ‣‣Why Is a 20-Year-Old Home a Better Buy Than a New One?    • 【投資客不告訴你的秘密】為什麼買20年的中古屋比新屋好?跟你分享我的看法 #買房阿元...   ‣‣What Are the Hidden Pitfalls of Elevator Buildings?    • 【我真的好想買房子】電梯大樓的地雷有哪些?遇到這一種絕對不要買#買房阿元 #高雄房地...   ‣‣What Landmark Buildings Do Property Investors Look at When Buying?    • 【投資客不告訴你的秘密】投資客買房子都會看哪些指標建築?教你投資客怎麼看房子，讓你簡...   -------------------------------------------------------------------------------- ​ I'm A-Yuan the Homebuyer I specialize in studying those evil property speculators—such pathetic creatures Researching how speculators flip houses and how much money they make My official LINE account: @gogogogo My website: https://houseinin.com/ My Facebook:   / houseinin   My Instagram:   / house.inin   My TikTok:   / houseinin   Add me on LINE: @gogogogo Join the channel membership and get 4 great perks:    / @houseinin   The fact that we can even discuss buying homes and building assets means we're already very blessed and fortunate Remember to donate NT$2,000 to the organization below whenever it comes to mind This is the one I donate to myself Let me thank you on their behalf in advance! Muxin online donation: https://bit.ly/3DgpHp7 Donation Information Mu-Xin Intellectual Development Center, a private foundation in Taitung County Address: No. 21, Minhang Road, Taitung City, Taitung County 950 Phone: 089-237121 Fax: 089-237075 Registration No.: Fu-She-Fu-Zi No. 1080105162 Tax ID: 93859484 Postal Transfer Account: 06649090