wwgd: what to do when you're uninsurable + moving back to a region (ep923b)

Learn to invest with our award-winning investing book, The Quick-Start Guide to Investing: https://www.investingbook.com.au/ Chelsea is 28 and can't get insurance because of a medical diagnosis. She and her fiancé Ryan are planning to move from Perth back to their regional hometown in the next 5 years where house prices have skyrocketed since they left. In this episode Glen sits down with Chelsea to unpack their financial situation as a couple, how to build a safety net when insurance isn't an option and what he would do. 00:00 - intro 02:17 - Chelsea's dilemma 03:47 - incomes & careers 08:05 - Glen's sound financial house framework 26:59 & 49:47 - Chelsea's investing portfolio 29:00 - what self-insuring looks like when you can't get cover 41:57 - the relocation plan To see if you’re on track with your super for your age, head to art.com.au and search ‘How much super do I have?'. #WhatWouldGlenDo #MoneyMoneyMoney #PersonalFinanceAustralia #FinancialAdvice #IncomePotection #ETFInvesting #PropertyAustralia Want to be a guest on the show? Apply here! https://www.moneypodcast.com.au/apply... money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance. Sphere Home Loans: https://www.spherehomeloans.com.au/ Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au... This content is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs.You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions within our content for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. Guest opinions are theirs and their respective licence holders. SYMO Interactive Pty Ltd and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Please read our Financial Services Guide at moneypodcast.com.au. #personalfinance #money #investing #property #retirearly Intro theme: "Coal" by Hartley Licensed via Shutterstock Music – royalty-free, commercial use permitted. Community Segment Theme: "Tuscan" by Geoffrey Jerrell Licensed via Shutterstock Music – royalty-free, commercial use permitted. Midroll Segment: "Sunset Paradise (Pop)" by Monument_Music Licensed via Pixabay Music – royalty-free for commercial use. Outro Music: "Photograph" by nomaBeats Licensed via Pixabay Music – royalty-free for commercial use. No copyright infringement intended. All music used under appropriate commercial licences.