The Cost of Living Crisis Explained And Hacks to Save Hundreds a Month | Networth & Chill

Vivian is breaking down why everything feels so expensive right now and what you can actually do to fight back. From the real economic forces driving up your grocery bill and rent, to the apps and hacks that can save you hundreds a month, this episode is your guide to surviving the cost of living crisis without losing your mind (or your savings). In this episode, you'll learn: 1. Why prices keep climbing, including the three types of inflation driving up costs, plus how tariffs, the conflict with Iran, and decades of housing under-building are all colliding to hit your wallet at once. 2. Which costs have risen the most, from energy and housing to your weekly grocery run, and the real reasons behind it, including supply chain issues, labor shortages, and corporations holding onto record profits. 3. Vivian's favorite money-saving hacks, including how to negotiate a rent abatement, apps like Ibotta, GetUpside, and Too Good To Go, the best day of the week to fill up your gas tank, and how to actually win a health insurance appeal. Follow the podcast on Instagram   / networthandchillpod   and TikTok   / networthandchill   Got a financial question you want answered in a future episode? Email us at [email protected] About Me Your favorite Personal Finance & Investing Creator. Let’s talk about money, career, & getting rich. Learn more about my background in Finance on www.YourRichBFF.com and follow me for more smart money tips.   / your.richbff     / yourrichbff     / yourrichbff     / networthandchillpod   #money #finance #financemotivation #stockmarket #investing #invest #business #businessgrowth #entrepreneur #entrepreneurship #richmindset #moneymindset #financetips #businesspodcast #financepodcast 00:00 Why Are Prices So High? 01:02 The Realities of Rising Costs 01:50 Understanding Inflation Types 03:31 The Ripple Effects of Inflation 06:31 Biggest Price Hikes: Energy, Housing, Food 09:38 Why Costs Keep Climbing 10:51 Can You Lower Your Monthly Expenses? 11:44 How to Save on Housing 12:06 How to Cut Your Food Costs 13:29 Creative Ways to Save on Groceries 14:08 Saving on Healthcare Expenses 15:44 Beating High Transportation Costs 17:42 Smart Ways to Cut Recurring Expenses 19:19 Maximizing Savings and Emergency Funds 21:29 Q&A: Side Hustles, Medical Bills, and More 25:01 Debt, Credit Cards, and Spending Hacks 28:32 Final Takeaways and Financial Tips 32:14 Wrapping Up & Stay Connected