NPA in Banks | Non Performing Assets in Banking | NPA Guidelines 2026 Explained | Praveen Rana

NPA in Banks Explained | Non-Performing Assets in Banking 2026 | NPA Concepts for Bank Exams | Praveen Rana | Officers Adda247 - JAIIB CAIIB In this video, Praveen Rana explains the concept of Non-Performing Assets (NPA) in banks in a simple and exam-oriented way. Learn what NPA and stressed assets are, how loans become NPAs, and why this topic is important for banking exams like JAIIB and CAIIB. This session will help bankers understand the complete NPA concept in banking for 2026 preparation. In this video, learn the complete concept of Non-Performing Assets (NPA) in banks, including the types of NPA, causes of NPA, and provisioning norms in banking. This session explains why NPAs occur and how banks manage stressed assets. The topic is important for banking exams like JAIIB, CAIIB, and other bank promotion exams. Important Chapter: 0:00 Introduction 1:23 What is NPA? 9:10 NPA Board & Governance 12:40 NPA Working Capital Discipline 14:40 Asset Classification 17:05 When Does an Account Become NPA 19:25 Borrower Wise Classification 22:20 NPA Catagories 24:00 NPA Provisioning 33:00 Important MCQs ✅ JAIIB - CAIIB GUIDANCE FORM :- Link 📌 https://forms.gle/fzwLjcLDrz8A4khPA 📌Click on the link given below for the PDF related to live classes CAIIB Virtual Library (Free for all) - https://forms.gle/rF7G9JjJQQhNJ3W1A 📚 JAIIB & CAIIB में कोई Doubt? अब हर सवाल का जवाब सिर्फ एक Call में! 📞 Dial Now: 09819819247– Expert से सीधा बात करें ! ✅Access AI DoubtGuru here: https://www.adda247.com/lp/jaiib-caii... ✅To Join Telegram group CAIIB Praveen Rana; BFM:- Link📌 https://t.me/caiibbfm ******************** Welcome to Officers Adda247 – Your Ultimate Destination for JAIIB & CAIIB Preparation! 🚀🏦 We Provide Expert Guidance, Crash Courses, Strategy Sessions, and Study Materials to Help you Crack JAIIB & CAIIB in your first attempt! 🎯 📌CHECK OUT OUR COURSES ✅Lakshya Batch for CAIIB June 2026: https://applink.adda247.com/d/OXz1gJdLGH ✅ CAIIB June 2026 Officers PRO Batch 2.0 :- https://applink.adda247.com/d/aTXavkj3XP ✅ CAIIB Increment Mahapack :- https://applinknew.adda247.com/d/bXDv... ✅ CAIIB Maha Pack 2.0 - https://applink.adda247.com/d/aXZZZn2qYu ✅ IIBF Books Kit: https://applink.adda247.com/d/MVyTcTrb1t ✅ IIBF CERTIFICATIONS - https://applink.adda247.com/d/VT0pE3n5IH ******************** 📌For any of our Paid Courses, Books, E-Books, or Exclusive Mahapack offers, contact us at: 📲 09819819247 Don't miss out on special discounts & expert guidance! 🚀 ******************** ✅ Add247 App (Android) : https://play.google.com/store/apps/de... ✅ Adda247 App (IOS) : https://apps.apple.com/in/app/adda247... ✅ Website : https://www.adda247.com ******************** 📌Social Media Apps:- ✅ Join Our Instagram:   / officersadda247   ✅ Join Our Telegram: https://t.me/jaiib2020_21 ✅ Join Our Facebook Page:   / officersadda247   Join our community of aspiring bankers and get ready to crack your exams with confidence! Don’t forget to subscribe, like, and hit the bell icon for regular updates. ******************** #caiibjune2026 #nonperformingassets #npa #jaiib #praveenrana #bfm #officersadda247 #caiib #officersadda