8月〜、住信SBIネット銀行改悪？SBI証券連携、どうする？

Garko Channel has launched a Note membership where we'll be casually discussing behind-the-scenes stories and honest opinions that we can't talk about on YouTube! Please register for the membership 👇 https://note.com/garko_okane/membersh... ========= When opening a credit card or securities account, be sure to apply through Hapitas! You'll get tons of points! (As of July 14th) Rakuten Securities: 11,500 yen worth of points! Mitsubishi UFJ Card: 12,000 yen worth of points! SBI Shinsei Bank: 1,500 yen worth of points! Mitsubishi UFJ Bank: 12,000 yen worth of points! (Total value including the combined amount: approximately 32,000 yen) Hapitas New Registration Invitation Link URL: https://hapitas.jp/item/detail/itemid... Referral Code: FJSDUT As of July 14, 2026, if you register as a member through the link above and meet the conditions, you will receive up to 2,300 points, and I will receive 300 points + α (we'll both be happy). ========= Gako Channel has started a Voicy channel! You can listen for free. Please register here 👇 https://r.voicy.jp/ByKor73zVnx 📘✨Please check out Garko's book, published by KADAOKAWA in April 2026✨📘 https://amzn.asia/d/0dJLkjfz 📘✨Please check out Garko's book, published by Fusosha in July 2025✨📘 Amazon: https://amzn.asia/d/fNrCz6n ■Announcement ① Would you like to become friends with Garko via email? We explain difficult daily economic news in an easy-to-understand way! Register for the official email newsletter here → https://garko.jp/p/r/c2wdZUQV ■Announcement ② Would you like to become friends with Garko on LINE? Get 6 amazing free gifts to help you build your assets! ✨🎁 Register for our official LINE account here ↓ https://lin.ee/LwYirw4 ■Announcement ③ We've finally started using "X (formerly Twitter)" and "Instagram." Please follow us! 🙇 → X: https://x.com/garko_otoku Instagram:   / garkookane   ■Table of Contents 00:00 | Opening 01:24 | 1. Lots of criticism on social media? What will change from August 3rd? 04:59 | 2. What will ultimately change regarding the collaboration with SBI Securities? 06:58 | 3. Now is the time to think. Sumishin SBI vs. SBI Shinsei, which one? 11:43 | 4. Sumishin SBI and SBI Shinsei: Those who stay, those who switch, and those who use both 15:03 | 5. Specific procedures for switching to SBI Shinsei Bank ■Referenced Sites 1. ASCII.jp | Explanation article on the change of Sumishin SBI Net Bank to "Docomo's Bank" https://ascii.jp/elem/000/004/419/441... 2. Sumishin SBI Net Bank | Reborn as "Docomo SMB Net Bank" https://www.netbk.co.jp/contents/lp/ci/ 3. Sumishin SBI Net Bank | Announcement of new service brand "Docomo's Bank" https://www.netbk.co.jp/contents/comp... 4. Sumishin SBI Net Bank | d Account Linking, d Point Benefits, Monex Securities Benefits https://www.netbk.co.jp/contents/comp... 5. Sumishin SBI Net Bank | Interest Rate Revision for SBI Hybrid Deposit https://www.netbk.co.jp/contents/comp... 6. SBI Shinsei Bank | SBI Hyper Deposit Product Overview and Latest Interest Rates https://www.sbishinseibank.co.jp/reta... 7. SBI Securities | How to Apply for SBI Hyper Deposit and Precautions During Hybrid Deposit Suspension https://www.sbisec.co.jp/ETGate/?OutS... 8. SBI Shinsei Bank | How to Deposit and Withdraw from SBI Hyper Deposit https://www.sbishinseibank.co.jp/reta... 9. SBI Shinsei Bank | Fixed-Amount Automatic Transfer Service https://www.sbishinseibank.co.jp/reta... 10. SBI Shinsei Bank | Official Operation Guide for Fixed-Amount Automatic Transfer https://www.sbishinseibank.co.jp/serv... 11. Sumishin SBI Net Bank | Purpose-Specific Accounts https://www.netbk.co.jp/contents/line... 12. Sumishin SBI Net Bank | ATM App https://www.netbk.co.jp/contents/smar... 🐟 About Gako Channel Gako Channel aims to provide information that will be helpful in your asset building and financial decisions. We strive to create a safe and easy-to-understand learning environment for investment beginners. "Where do I start?" "What's the deal with this system?" We aim to answer these questions one by one, delivering "financial knowledge" that will benefit your life. ⚠️ Disclaimer • All content shared on this channel is based on personal opinions. • This does not constitute a recommendation or solicitation of any specific stock, financial product, or investment method. • Investment decisions are your own responsibility. • While we strive to provide the most accurate information possible, we do not guarantee its accuracy or completeness. • Market conditions and r...