I'm Broke! What Now?

Being broke isn’t just a number in your bank account—it’s a feeling of exhaustion, fear, and isolation. It’s a cycle that so many of us know intimately, and one that today’s guest, Dasha Kennedy—also known as The Broke Black Girl—has lived, studied, and helped thousands escape. In this deeply honest conversation, Dasha and I talk about what it means to truly be broke, the systemic barriers that keep so many people in financial survival mode, and the very first steps you can take to begin rewriting your money story. Whether you’re deep in debt, feeling stuck living paycheck-to-paycheck, or just craving financial stability, this episode will meet you where you are––and give you the tools and motivation you need to get unstuck. In this episode: 00:00 Meet Dasha Kennedy 01:36 Systemic Barriers and Financial Trauma 12:48 The Payday Loan Trap 18:40 Mindset Shifts for Financial Freedom 25:24 The Importance of Financial Awareness 33:08 Challenging the 'Broke' Mindset 34:05 Embracing Financial Vulnerability 35:11 The Power of Community Support 37:46 A New System for Emergency Funds 40:06 Overcoming Money Trauma 43:30 Generational Distrust in Banks 52:17 The Importance of Generational Support 56:59 Financial Education as Inheritance Dasha’s links: Website: www.thebrokeblackgirl.com Book: https://www.simonandschuster.com/book... Podcast episodes mentioned: Breaking Down the Wealth Gap + Minority Appraisal Crisis with Tiffany Aliche: https://herfirst100k.com/financial-fe... How America’s Racist Roots Fueled a Predatory Bail Bond Industry, with Tricia Cleppe: https://herfirst100k.com/financial-fe... 💸 Join our exclusive community, The $100K Club: https://www.herfirst100k.com/100k-pod 🤔 Not sure where to start? Take our FREE money personality quiz: https://www.herfirst100k.com/quiz 🔨My favorite money tools: https://www.herfirst100k.com/tools 🍏Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast... 🎧Listen on Spotify: https://open.spotify.com/show/0b5qzMi... Follow us on Instagram:   / herfirst100k   Follow us on TikTok: https://www.tiktok.com/@herfirst100k?... 💸 Join our exclusive community, The $100K Club: https://www.herfirst100k.com/100k-pod 🤔 Not sure where to start? Take our FREE money personality quiz: https://www.herfirst100k.com/quiz 🔨My favorite money tools: https://www.herfirst100k.com/tools 🍏Listen on Apple Podcasts: https://podcasts.apple.com/us/podcast... 🎧Listen on Spotify: https://open.spotify.com/show/0b5qzMi... Follow us on Instagram:   / herfirst100k   Follow us on TikTok: https://www.tiktok.com/@herfirst100k?...