MEI: O Maior Erro na Aposentadoria (E Como Evitar)

Want to know more about your retirement? https://www.melhoraposentadoria.com.br Are you a MEI (Individual Microentrepreneur) and believe you're guaranteeing your retirement just because you pay the DAS (Simplified Tax Collection Document) every month? Be careful. Professor Nakamura, a social security lawyer for 14 years with an office on Avenida Paulista, explains that thousands of individual microentrepreneurs may be making mistakes that directly affect the value of their future retirement. And worse: many only discover this when it's too late to correct it. In this video, you will understand how MEI retirement works, what benefits are guaranteed by the INSS (Brazilian National Institute of Social Security), what limitations exist, and what can be done to improve your social security situation. Stay until the end because I will show real situations that I see daily in the office and that can make a huge difference in your future. What is MEI and what is its relationship with the INSS? The Individual Microentrepreneur was created to formalize millions of self-employed workers and small business owners. By paying the DAS monthly, the MEI (Individual Microentrepreneur) also makes contributions to the INSS (National Institute of Social Security). It is precisely this contribution that guarantees access to various social security benefits. Many people believe that the DAS only serves to keep the CNPJ (National Registry of Legal Entities) regular, issue invoices, and avoid problems with the Federal Revenue Service. But there is an important part of this payment that is destined for Social Security. And that's where one of the biggest doubts of Brazilians lies. Is the MEI entitled to retirement? Yes. The MEI is entitled to retirement and also to other social security benefits. Among them: Retirement due to age; Retirement due to permanent disability (formerly disability retirement); Temporary disability benefit (formerly sickness benefit); Maternity leave; Survivor's pension for dependents; Imprisonment allowance for dependents, when the legal requirements are met. In other words, paying the DAS is not just a tax obligation. It also functions as a form of social security protection. How much does a MEI (Individual Microentrepreneur) contribute to the INSS (Brazilian National Institute of Social Security)? Currently, the MEI contributes at a reduced rate of 5% on the minimum wage. This means that the contribution is much lower than that of other categories. And precisely because it is lower, there are some important limitations. Here's a detail that almost no one explains. When you contribute only as a MEI, the INSS considers this contribution for retirement purposes, but it does not generate the same effects as a contribution made on higher values. Want to know more about your retirement? https://www.melhoraposentadoria.com.br Without checking for errors in the CNIS (National Social Security Information System). Without understanding the impact of future contributions. Retirement planning exists precisely to avoid this problem. It allows you to identify: When to retire; How much you can receive; Which rule is more advantageous; If there are errors in the CNIS; Whether it's worthwhile to supplement contributions; How to increase the security of the decision.