What Waiting One Year to Buy a Home Could Actually Cost You

Thinking about waiting another year to buy? It could be costing you more than you realize. In this video, I break down the real numbers behind waiting to purchase a home, including how rising home prices, changing interest rates, and missed equity can impact your long-term wealth. NYC's Top Mortgage Expert. Fast Closings. Clear Guidance. Competitive Rates. Work with Brian Scott Cohen — one of the nation's top loan officers specializing in co-ops, condos, and jumbo loans in New York City. What we cover: • How home appreciation can increase your purchase price • Why waiting for lower rates doesn't always save you money • A real example comparing buying today vs. one year later • How much equity homeowners can build in their first year • The hidden opportunity cost of continuing to rent • Why getting pre-approved now can help you make a smarter decision 💬 Comment below and I'll help you run the numbers for your specific situation—no pressure, just straight answers. Or reach out directly: 📞 (646) 584-8009 📧 [email protected] 🌐 https://www.grarate.com/bsc/home 📲 Follow Brian: Instagram:   / brianscottcohen   TikTok:   / brianscottcohen   LinkedIn:   / brian-scott-cohen-a752047   Facebook:   / brianscottcohengra   Brian Scott Cohen NMLS ID# 410025 348 West 14th Street, Second Floor · New York, NY 10014 Phone: (646) 584-8009 Savings, if any, vary based on consumer's credit profile, interest rate availability, and other factors. Restrictions apply. By refinancing, you may pay more in costs and interest over the extended term. Guaranteed Rate Affinity has no affiliation with any government agency. Applicant subject to credit and underwriting approval. Restrictions apply. This advertisement was created with HeyGen and reviewed by a financial professional. Always rely on your loan officer for information about personalized financing options and up-to-date rates. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate Affinity does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error-free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate Affinity. Guaranteed Rate Affinity and its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. State Licenses: CA - CA-DFPI410025 | CT - LO-410025 | FL - LO84745 | IL - 031.0068896 | MA - MLO410025 | NJ - Licensed | NY - Licensed | PA - 82705 Guaranteed Rate Affinity NMLS: 1598647 1800 W. Larchmont Ave., Chicago, IL 60613 · P. 888-844-9888 Operating in the state of New York as GR Affinity, LLC in lieu of the legal name Guaranteed Rate Affinity, LLC. For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. (070824-2882405) Conditions may apply.