Para qué usar la regla 4% si puedo obtener 4% en dividendos?

Should you apply the 4% rule when you start living off your portfolio, or simply invest in a dividend portfolio that pays 4%? In this video, we'll compare these two methods for using our portfolio during retirement, discuss the benefits and drawbacks of each, and discuss a few details that are often left out of this conversion. Of course, at the end, we'll tell you which method we prefer and why. Get more for your cash: 💵 High-Yield Savings Accounts (Updated Interest) http://p.pliok.com/cgi/r?;n=203;c=168... 💵 Certificates of Deposit (Updated Interest) http://t.tihop.com/cgi/r?;n=203;c=168... 💵 Open your investment account http://g.gituy.com/cgi/r?;n=203;c=168... 🔗 Download the template we made about the 4% rule here 👉 https://docs.google.com/spreadsheets/... ⚠️ Remember to make a copy of the file. From the menu, click Edit and then Copy to save the template to your Google Drive. Haven't you gotten your quote yet? 📊 Get your template 👉 https://endeuda2.myflodesk.com/presup... Related videos: ⭐️ Dividend Yield VS Dividend Growth    • Por esto pierdes dinero cuando inviertes e...   How Useless Are Dividends? It Depends    • Qué tan inútiles son los Dividendos? Depende   Dividends Matter More Than You Think: Is It Possible to Live Off Them?    • Los dividendos importan más de lo que cree...   Is $100,000 Too Little?    • $100,000 es muy poco en 2024? + Mostramos ...   Roth IRA vs Traditional IRA: Which Is Better? (In Spanish)    • Roth IRA vs Traditional IRA: Cuál es mejor...   How Many ETFs Should You Have in Your Portfolio? (It's less than you think)    • Cuántos ETFs deberías tener en tu portafol...   What brokers will never tell you about 401(k): Are they hiding the truth from us?    • Lo que los brokers nunca te dirán sobre el...   You'll need at least $1,460,000 USD to retire    • Vas a necesitar mínimo $1,460,000 USD para...   00:00 • 4% Rule VS 4% Dividend 01:26 • Definition and dynamics of both methods 04:12 • The 2 universal risks 06:55 • Sequence risk 12:37 • Default risk, haircut, and management 16:31 • Which method will we use? 🟢 Best Credit Cards 👉 https://endeuda2.com/mejores-tarjetas/ 🟢 Up to 20 free shares with Webull 👉 https://a.webull.com/i/Endeuda2 🟢 1 free share with Robinhood http://bit.ly/Robinhood_Endeuda2 🟢 $30 with Rakuten 👉 https://bit.ly/rakuten-endeuda2​ Subscribe to our new channel! 👉 @2conpuntos If you follow us for our content on credit card points and miles, you'll love our new channel 🔥 Sources: William P. Bengen Study https://kyestates.com/wp-content/uplo... The Power of Dividends: Past, Present, and Future (Hartford Funds) https://www.hartfordfunds.com/dam/en/... The Era of Accelerated Dividend Growth https://am.jpmorgan.com/fi/en/asset-m... Dynamic Strategy for Withdrawal-Friendly Portfolios https://www.financialplanningassociat... The content of this video is for educational and entertainment purposes only and should not be used as financial or legal advice. You should do your own research and consult with a financial professional regarding your specific situation.