퇴직금 IRP '1만 원' 인출하면 생기는 놀라운 일! 실제 수령 연차가 만드는 세금 차이 [김범곤의 연금수업]

Hello, class leaders! This is Kim Beom-gon, "Teacher Gon," from Kim Beom-gon's Pension Class. Today's video thoroughly explains the secrets of "pension leave," the most frequently asked question by pension account holders, with real-life examples. "I haven't received my pension yet. How is my pension leave calculated?" "Why do they keep telling me to withdraw 10,000 won from my IRP account?" "Does my retirement tax really change based on my leave years?" If you start a pension without understanding these details, you could miss out on potential tax benefits or face an unexpected tax hit. In this video, we'll cover: ✔️ How pension leave years affect your "pension limit" ✔️ Conditions for automatic accrual of leave even if you don't receive a pension (age and period) ✔️ What's the difference between "pension leave years" and "actual leave years"? ✔️ Why withdrawing 10,000 won from an IRP account reduces future retirement income tax. ✔️ Tax issues that arise when the withdrawal limit is exceeded (16.5% taxation and comprehensive taxation) We will calmly explain this with case studies. With pensions, "how and at what speed" is as important as "how much you save." Especially if you received your retirement benefits through an IRP or are nearing retirement, we hope this video will help you clearly understand the concept of withdrawal years and tax-saving scenarios. If you have any suggestions for future lecture topics, please feel free to leave a comment! Likes and subscriptions are a huge help in continuing our pension classes. 📢 Kim Beom-gon's Pension Class: Essential Pension Reading 🔍Part 1: Kim Beom-gon's 3 Million Won Monthly Lifetime Pension (Link) https://m.site.naver.com/1xJWa 🔍Part 2: Grow Your Pension Before Age 55! (Link) https://m.site.naver.com/1B5vH ※ All information provided on this site is for reference only and may result in loss of principal. Any such loss will be borne by the investor.