Komu opłaci się OKI, nowe konto "antybelkowe"? Prześwietlam!

Will the new Personal Investment Account (PKO) actually allow you to legally avoid the Belka tax? Who will benefit most from the new regulations, and is it worth transferring your savings and investments to an OKI? In this episode, we thoroughly analyze the assumptions of the new program, present specific calculations, and examine when a new investment account is truly worthwhile. But that's not all. We also discuss the major changes to the Credit Information Bureau (BIK). The new method of calculating credit scores means that even people who repay all their loans on time may suddenly see a significant drop in their credit score. Could multiple loans at once make it harder to obtain another loan? Is the new scoring fair? In the video, you'll learn about: – what the OKI account is and what tax benefits it offers, – who benefits from the Belka tax exemption, – what limits apply to deposits, bonds, ETFs, and shares, – when the new asset tax is more favorable than the Belka tax, – how the BIK scoring system has changed and what influences your credit score, – how to avoid mistakes that can reduce your credibility with banks. 💬 What do you think about the new regulations? Will you open an OKI account? Or do you think the new BIK assessment rules are unfair? Be sure to share your opinion in the comments. Subscribe: http://youtube.com/@MaciejSamcik?sub_... Website: http://indywidualnieofinansach.pl Contact: [email protected] Podcast: https://ffm.bio/maciejsamcik ➡️ Social Media: Instagram:   / zbytcze.o.finansach   Facebook:   / samcik.blox   Twitter:   / maciejsamcik   LinkedIn:   / samcik   ⬇️ RECOMMENDED ⬇️ Subjectively on Finance TV    • Rozmowy "Subiektywnie o Finansach"   Financial Sensations Weekly    • Podcasty "Finansowe Sensacje Tygodnia"   Webinars on investing your savings    • Webinaria o inwestowaniu oszczędności   From saving to investing    • Od oszczędzania do inwestowania   Through the lens of "Bednar"    • W obiektywie "Bednara"   #MaciejSamcik #Finance #Economics